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Key Features

Loan tenure - 12 to 48 months

 

Loan amount - ₹ 50,000 to ₹ 7,00,000

 

ROI starting from 11%*

 

L&T Finance Consumer Loans: 

 

·  Completely Digital Process

·  Faster Disbursal

·  Loan for both Salaried and Self-Employed    Professionals

·  No income proof documents required

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Consumer Loans


Consumer Loans from L&T Financial Services assist you with your immediate financial needs, thus helping you achieve your goals as per your timelines. Our completely digital & easy to apply procedure, fast approval process and attractive interest rates ensure that you have a positive experience availing the loan. Be it for festivals, marriages, house renovation, education, or medical expenses, our Consumer Loans offer viable financial solutions especially in times of need. So go ahead & apply now. You can avail loans up to ₹ 7 lakhs online.

 

Eligibility Criteria

 

 Indian citizen with valid ID proof between 23 to 57 years of age

 

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L&T Consumer Loan

Frequently Asked Questions

EMI Calculator

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List of our Loan Service Providers (LSPs)

·  CreditMantri Finserve Private Limited

·  Mymoneymantra Fintech Private Limited

·  QFI Technologies Private Limited 

·  Paisabazaar Marketing & Consulting Private    Limited

·  Finbud Financial Services Private Limited

·  GC Web Ventures Private Limited

·  Ruloans Distribution Services Private Limited

·  Mywish Marketplaces Private Limited

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Schedule of Charges

Charge Type - Consumer Loans
Details

Processing Fee

Upto 2% of principal outstanding + applicable taxes

Repayment bounce charges

Rs.350/- + applicable taxes

Late payment interest

3% per month on overdue EMI

Part Prepayment Charges

Upto 5 % of prepaid amount + applicable taxes
Upto 25% allowed twice in a year.

Foreclosure Charges

5% of principal outstanding + applicable taxes

Annual Maintenance charges

Nil

Legal /Recovery charges

As per actuals

Duplicate NOC charges
(Charge is applicable for paper copy post 3 free copies per customer)

Rs 250/- + applicable taxes

Repayment swap charges ( per swap)

Rs 500/- + applicable taxes

SOA/RPS /FC letter & other documents

Nil

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