Loan tenure - 12 to 48 months
Loan amount - ₹ 50,000 to ₹ 7,00,000
ROI starting from 11%*
L&T Finance Consumer Loans:
· Completely Digital Process
· Faster Disbursal
· Loan for both Salaried and Self-Employed Professionals
· No income proof documents required
Consumer Loans from L&T Financial Services assist you with your immediate financial needs, thus helping you achieve your goals as per your timelines. Our completely digital & easy to apply procedure, fast approval process and attractive interest rates ensure that you have a positive experience availing the loan. Be it for festivals, marriages, house renovation, education, or medical expenses, our Consumer Loans offer viable financial solutions especially in times of need. So go ahead & apply now. You can avail loans up to ₹ 7 lakhs online.
Eligibility Criteria
Indian citizen with valid ID proof between 23 to 57 years of age
· MyMoneyKarma Infomatics India Private Limited
· Urban Money Private Limited
· ZAP Marketplaces Private Limited
· CreditMantri Finserve Private Limited
· Mymoneymantra Fintech Private Limited
· QFI Technologies Private Limited
· Paisabazaar Marketing & Consulting Private Limited
· Finbud Financial Services Private Limited
· IndiaLends (GC Web Ventures Private Limited)
· Ruloans Distribution Services Private Limited
· Mywish Marketplaces Private Limited
· Spirea Services Private Limited
· FinWizz Consultant Private Limited
| Charge Type - Consumer Loans |
Details |
|---|---|
|
Processing Fee |
Upto 2% of principal outstanding + applicable taxes |
|
Repayment bounce charges |
Rs.350/- + applicable taxes if any |
|
Late payment interest |
3% per month on overdue EMI |
|
Part Prepayment Charges |
Upto 5 % of prepaid amount + applicable taxes |
|
Foreclosure Charges |
5% of principal outstanding + applicable taxes |
|
Annual Maintenance charges |
Nil |
|
Legal /Recovery charges |
As per actuals |
|
Duplicate NOC charges |
Rs 250/- + applicable taxes |
|
Repayment swap charges ( per swap) |
Rs 500/- + applicable taxes |
|
SOA/RPS /FC letter & other documents |
Nil |
