Mr. Dinanath Dubhashi
Non - Executive Director
L&T Finance is an NBFC that offers a wide range of lending products, including Home loans, Two-Wheeler loans, Micro loans, SME Loans, Farm Loans and Consumer loans, to meet the diverse financing needs of both, the served and the underserved customers. The company's customer-centric approach and focus on innovation ensures customised financial solutions for every customers' financial journey.
Mr. Dinanath Dubhashi
Non - Executive Director
Mr. Sachinn Joshi
Whole-time Director
Mr. P.V Bhide
Independent Director
Dr. (Mrs.) Rajani R. Gupte
Independent Director
Mr. Thomas Mathew T
Independent Director
Ms. Nishi Vasudeva
Independent Director
Mr. Dinanath Dubhashi
Non - Executive Director
With a rich experience of over three decades, Mr. Dubhashi has worked in multiple domains of Financial Services such as Retail & Infrastructure lending, Rural Finance, Corporate Banking, Cash Management, Credit Ratings, Insurance and Wealth Management.
He has been associated with LTFH since 2007 and has been instrumental in scaling up the retail business operations manifold, across customer segments and geographies. During his tenure as MD & CEO, since 2016, LTFH has achieved several market leading positions in Farm Equipment Finance, Two-Wheeler Finance, Micro Loans and Renewable Power Finance.
The strategy roadmap defined under his leadership has transformed LTFH into an organisation focused on delivering sustainable returns through decisive strategic choices. The increase in retail proportion of loan book under his leadership, to 51% in FY22, has been built on the foundations of distinctive digital and analytics-based offering and a robust risk management framework.
As a part of his professional journey, he has also been associated with organisations such as BNP Paribas, CARE Ratings and SBI Capital Markets in various capacities.
He has been co-chairing the FICCI Committee on NBFCs since 2018 and is also on the Board of the Finance Industry Development Council (FIDC). . He is a Postgraduate from IIM Bangalore and holds a B.E. (Mechanical) degree.
Mr. Sachinn Joshi
Whole-time Director
Mr. Sachinn Joshi leads Finance & Accounts, Financial Planning & Analysis, Treasury, and Investor Relations functions as the Group Chief Financial Officer.
He has over 27 years of experience with expertise in finance and operations. These include setting up business & treasury operations, risk & credit control, human resource management, public listing, strategic planning and crisis management.
Previously, Mr. Joshi worked with Aditya Birla Finance as the Chief Financial Officer heading Treasury, Finance, Secretarial & Statutory Compliance, and Admin verticals. He was the Executive Director & CFO at Angel Group, heading strategy and finance. At IL&FS, he worked across various capacities including that of CFO, COO and Executive Director - Finance & Operations. In this role, he played pivotal role in setting up of wholesale and retail businesses at one of its subsidiary IL&FS Investsmart.
Mr. Joshi is a qualified Chartered Accountant and a Cost Accountant. He has also done his post-graduation in Law and has completed Business Leadership Program from IIM Calcutta. He is an avid runner and regularly participates in full as well as half marathons, loves travelling and watching sports particularly cricket.
Mr. P.V Bhide
Independent Director
Mr. P V, Lead Independent Director, Bhide has worked in several government positions during a career spanning over four decades. Some of his roles include Secretary, Department of Revenue, Ministry of Finance; Secretary and Joint Secretary, Department of Disinvestment, Ministry of Finance; Additional Secretary/Spl. Secretary, Ministry of Home Affairs; Deputy Secretary, Department of Economic Affairs, Ministry of Finance. He has also held various other key positions across departments.
He is a retired IAS Officer with an MBA, LLB and BSc degree.
Dr. (Mrs.) Rajani R. Gupte
Independent Director
Dr. Rajani R. Gupte had done Ph. D in Economics from Gokhale Institute of Politics and Economics, Pune University, on the topic "The impact of trade liberalisation on the level of protection of Indian Industry".
Currently, Dr. Gupte is the Vice Chancellor of Symbiosis International University, Pune. During the period 2004-2012, she had also served as a Director of Symbiosis Institute of International Business (SIIB). She was actively involved in establishing SIIB as one of the leading B-Schools in India.
In the past, she has also worked as Director-Finance, in a Private Limited Company, wherein she has handled Finance operations seamlessly.
She had earlier served as a Dean and Pro Vice Chancellor of Symbiosis International University. She had also served as member WTO committee, Government of Maharashtra, Department of Horticulture during the period 2002-06. She was invited to be a part of a committee of eminent economists formed by NITI Aayog to interact with the Honourable Prime Minister on "Economic Policy: The Road Ahead" in January 2018.
Mr. Thomas Mathew T
Independent Director
Thomas Mathew T. has over four decades of strategic leadership and operational experience in the Life Insurance & Reinsurance industry. He was the Managing Director and Interim Chairman of L.I.C. He was also India MD & CEO of 'Reinsurance Group of America'. He was nominated by SEBI as the Chairman of the Metropolitan Stock Exchange of India. He has served as Director on the Boards of Mahindra & Mahindra Limited, Tata Power Co. Limited, Voltas Limited, IFCI Limited and Corporation Bank. He was a member on the Governing Council of the MDI, Gurgaon, Actuarial Institute of India & Chairman of The National Insurance Academy, Pune.
He is a Director on the Boards of PTC India Financial Services Limited, Canara HSBC OBC Life Insurance Company, LIC (International) B.S.C.(c), Bahrain and subsidiaries of the Company. He is also member of the 'Take Over Panel' of SEBI.
Ms. Nishi Vasudeva
Independent Director
Nishi Vasudeva is an internationally acclaimed leader and is the first woman to chair an oil and gas company in India.
She represented HPCL as Chairman / Director on the board of several Joint Venture companies. She was responsible for developing the vision and long term objectives, improving growth and profitability, driving a high performance culture geared towards operational excellence and consistent value creation for shareholders & all stakeholders.
Prior to assuming responsibility as C&MD, she served on HPCL Board as Director-Marketing and was responsible for pan India sales (B2B & B2C segments), Brand building, Efficient supply chain management, Infrastructure development and leading HPCL foray into new business lines.
Her career at HPCL included leadership positions in Marketing, Corporate Strategy, Planning and Information systems and has led key business transformation & organizational restructuring projects.
She is the first Indian to be awarded the Global CEO of the year at Platt’s Global energy awards 2015. She received the SCOPE Award for excellence and outstanding contribution to Public sector Management from the Hon’ble President of India and was also recognized with Outstanding Women Manager Award by SCOPE.
She has been a member in several committees for development of policy in the Oil Industry and Hydrocarbon sector in India.
She holds BA (Economic Honours) from Delhi University and an MBA from IIM Calcutta with over 38 years of experience in the petroleum industry.
Corporate Governance
Investors
Data Privacy Policy
/docs/default-source/lt-financial-services/corporate-governance/Data-Privacy-Policy.pdf
Data-Privacy-Policy.pdf
Online Dispute Resolution ("ODR")
/docs/default-source/lt-financial-services/corporate-governance/Online-Dispute-Resolution.pdf
Online-Dispute-Resolution.pdf
Director's Familiarisation Programme
/docs/default-source/lt-financial-services/corporate-governance/Directors-Familiarisation-Programme.pdf
Directors-Familiarisation-Programme.pdf
Policy on directors appointment and remuneration for directors key managerial personnel
/docs/default-source/lt-financial-services/corporate-governance/Policy-on-directors-appointment-and-remuneration-for-directors-KMP.pdf
Policy-on-directors-appointment-and-remuneration-for-directors-KMP.pdf
LTF - KYC-AML
/docs/default-source/lt-financial-services/corporate-governance/1_KYC-AML_clean_10032023.pdf
1_KYC-AML_clean_10032023.pdf
CSR Policy
/docs/default-source/lt-financial-services/corporate-governance/csr-policy13306dde9ae544d8b840e1f6d9eb22e8.pdf
csr-policy13306dde9ae544d8b840e1f6d9eb22e8.pdf
Data Privacy Policy
/docs/default-source/lt-financial-services/corporate-governance/Data-Privacy-Policy_LTF-feb.pdf
Data-Privacy-Policy_LTF-feb.pdf
Fair Practice Code
/docs/default-source/lt-financial-services/corporate-governance/Fair-Practice-Code.pdf
Fair-Practice-Code.pdf
Fair practice code - Marathi
/docs/default-source/lt-financial-services/corporate-governance/Fair-practice-code---Marathi.pdf
Fair-practice-code---Marathi.pdf
Fair practice code - Bengali
/docs/default-source/lt-financial-services/corporate-governance/Fair-practice-code---Bengali.pdf
Fair-practice-code---Bengali.pdf
Fair practice code - Hindi
/docs/default-source/lt-financial-services/corporate-governance/Fair-practice-code---Hindi.pdf
Fair-practice-code---Hindi.pdf
Fair practice code - Kannada
/docs/default-source/lt-financial-services/corporate-governance/Fair-practice-code---Kannada.pdf
Fair-practice-code---Kannada.pdf
Fair Practice Code Assamese
/docs/default-source/lt-financial-services/corporate-governance/Fair-Practice-Code-Assamese.pdf
Fair-Practice-Code-Assamese.pdf
Fair Practice Code Gujarati
/docs/default-source/lt-financial-services/corporate-governance/Fair-Practice-Code-Gujarati.pdf
Fair-Practice-Code-Gujarati.pdf
Fair Practice Code Punjabi
/docs/default-source/lt-financial-services/corporate-governance/Fair-Practice-Code-Punjabi.pdf
Fair-Practice-Code-Punjabi.pdf
Fair Practice Code Tamil
/docs/default-source/lt-financial-services/corporate-governance/Fair-Practice-Code-Tamil.pdf
Fair-Practice-Code-Tamil.pdf
Fair Practice Code Telugu
/docs/default-source/lt-financial-services/corporate-governance/Fair-Practice-Code-Telugu.pdf
Fair-Practice-Code-Telugu.pdf
Fair Practice Code Malayalam
/docs/default-source/lt-financial-services/corporate-governance/Fair-Practice-Code-Malayalam.pdf
Fair-Practice-Code-Malayalam.pdf
Fair Practice Code Oriya
/docs/default-source/lt-financial-services/corporate-governance/Fair-Practice-Code-Oriya.pdf
Fair-Practice-Code-Oriya.pdf
FPC Micro Loans - Tamil
/docs/default-source/lt-financial-services/corporate-governance/FPC-Micro-Loans---Tamil.pdf
FPC-Micro-Loans---Tamil.pdf
FPC Micro Loans - Gujarati
/docs/default-source/lt-financial-services/corporate-governance/FPC-Micro-Loans---Gujarati.pdf
FPC-Micro-Loans---Gujarati.pdf
FPC Micro Loans - Oriya
/docs/default-source/lt-financial-services/corporate-governance/FPC-Micro-Loans---Oriya.pdf
FPC-Micro-Loans---Oriya.pdf
FPC Micro Loans - Bengali
/docs/default-source/lt-financial-services/corporate-governance/FPC-Micro-Loans---Bengali.pdf
FPC-Micro-Loans---Bengali.pdf
FPC Micro Loans - Kannada
/docs/default-source/lt-financial-services/corporate-governance/FPC-Micro-Loans---Kannada-.pdf
FPC-Micro-Loans---Kannada-.pdf
FPC Micro Loans - Malayalam
/docs/default-source/lt-financial-services/corporate-governance/FPC-Micro-Loans---Malayalam.pdf
FPC-Micro-Loans---Malayalam.pdf
FPC Micro Loans - Assamese
/docs/default-source/lt-financial-services/corporate-governance/FPC-Micro-Loans---Assamese.pdf
FPC-Micro-Loans---Assamese.pdf
FPC Micro Loans
/docs/default-source/lt-financial-services/corporate-governance/FPC-Micro-Loans.pdf
FPC-Micro-Loans.pdf
FPC Micro Loan - Hindi
/docs/default-source/lt-financial-services/corporate-governance/FPC-Micro-Loan---Hindi.pdf
FPC-Micro-Loan---Hindi.pdf
FPC Micro Loans - Marathi
/docs/default-source/lt-financial-services/corporate-governance/FPC-Micro-Loans---Marathi.pdf
FPC-Micro-Loans---Marathi.pdf
FPC Micro Loans - English
/docs/default-source/lt-financial-services/corporate-governance/FPC-Micro-Loans---English.pdf
FPC-Micro-Loans---English.pdf
Code of Conduct for Senior Management and Employee
/docs/default-source/lt-financial-services/corporate-governance/Code-of-Conduct-for-Senior-Management-and-Employee.pdf
Code-of-Conduct-for-Senior-Management-and-Employee.pdf
Grievance Redressal Policy
/docs/default-source/lt-financial-services/corporate-governance/Grievance-Redressal-Policy.pdf
Grievance-Redressal-Policy.pdf
LTF Policy on Internal Corporate Governance
/docs/default-source/lt-financial-services/corporate-governance/LTF-Policy-on-Internal-Corporate-Governance.pdf
LTF-Policy-on-Internal-Corporate-Governance.pdf
Policy on Vigil Mechanism
/docs/default-source/lt-financial-services/corporate-governance/Policy-on-Vigil-Mechanism.pdf
Policy-on-Vigil-Mechanism.pdf
Dividend Distribution Policy
/docs/default-source/lt-financial-services/corporate-governance/Dividend-Distribution-Policy.pdf
Dividend-Distribution-Policy.pdf
Policy on directors appointment and remuneration for directors key managerial personnel
/docs/default-source/lt-financial-services/corporate-governance/Policy-on-directors-appointment-and-remuneration-for-directors-key-managerial-personnel.pdf
Policy-on-directors-appointment-and-remuneration-for-directors-key-managerial-personnel.pdf
Archival policy
/docs/default-source/lt-financial-services/corporate-governance/Archival-policy.pdf
Archival-policy.pdf
Policy for Performance evaluation
/docs/default-source/lt-financial-services/corporate-governance/Policy-for-Performance-evaluation.pdf
Policy-for-Performance-evaluation.pdf
Policy of determining Material Subsidiary
/docs/default-source/lt-financial-services/corporate-governance/Policy-of-determining-Material-Subsidiary.pdf
Policy-of-determining-Material-Subsidiary.pdf
Code of Conduct for Non Executive Directors
/docs/default-source/lt-financial-services/corporate-governance/Code-of-Conduct-for-Non-Executive-Directors.pdf
Code-of-Conduct-for-Non-Executive-Directors.pdf
Fit and Proper criteria
/docs/default-source/lt-financial-services/corporate-governance/Fit-and-Proper-criteria.pdf
Fit-and-Proper-criteria.pdf
Policy on Board Diversity
/docs/default-source/lt-financial-services/corporate-governance/Policy-on-Board-Diversity.pdf
Policy-on-Board-Diversity.pdf
Related Party Transaction Policy
/docs/default-source/lt-financial-services/corporate-governance/Related-Party-Transaction-Policy.pdf
Related-Party-Transaction-Policy.pdf
Policy on Preservation of documents
/docs/default-source/lt-financial-services/corporate-governance/Policy-on-Preservation-of-documents.pdf
Policy-on-Preservation-of-documents.pdf
CSR Policy
/docs/default-source/lt-financial-services/corporate-governance/CSR-Policy.pdf
CSR-Policy.pdf
Client Grievance Redressal
/docs/default-source/lt-financial-services/corporate-governance/Client-Grievance-Redressal.pdf
Client-Grievance-Redressal.pdf
Committee Constitution
/docs/default-source/lt-financial-services/corporate-governance/Committee-Constitution.pdf
Committee-Constitution.pdf
Terms and Condition of Independent Director
/docs/default-source/lt-financial-services/corporate-governance/Terms-and-Condition-of-Independent-Director.pdf
Terms-and-Condition-of-Independent-Director.pdf
Internal Guidelines on Corporate Governance
/docs/default-source/lt-financial-services/corporate-governance/Internal-Guidelines-on-Corporate-Governance.pdf
Internal-Guidelines-on-Corporate-Governance.pdf
Criteria for making payment of Compensation to Non-Executive Directors
/docs/default-source/lt-financial-services/corporate-governance/Criteria-for-making-payment-of-Compensation-to-Non-Executive-Directors.pdf
Criteria-for-making-payment-of-Compensation-to-Non-Executive-Directors.pdf
Resolution Framework 2.0 Policy - MSME
/docs/default-source/lt-financial-services/corporate-governance/Resolution-Framework-2.0-Policy---MSME.pdf
Resolution-Framework-2.0-Policy---MSME.pdf
Resolution Framework 2.0 Policy -Individual & Small business
/docs/default-source/lt-financial-services/corporate-governance/Resolution-Framework-2.0-Policy--Individual-Small-business.pdf
Resolution-Framework-2.0-Policy--Individual-Small-business.pdf
Restriction on cash receipt - Customer Communication
/docs/default-source/lt-financial-services/corporate-governance/Restriction-on-cash-receipt---Customer-Communication.pdf
Restriction-on-cash-receipt---Customer-Communication.pdf
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GDA House, Plot No 85, Bhusari Colony (Right), Paud Raod, Pune – 411038
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602, Floor 6, Raheja Titanium, Western Express Highway, Geetanjali Railway Colony, Ram Nagar, Goregaon(E), Mumbai 400063.
L&T Finance Limited, 6th Floor, Brindavan, Plot No. 177, C.S.T Road, Kalina, Santacruz (East), Mumbai - 400 098
L&T Finance Limited, 2nd Floor, Brindavan, Plot No. 177, C.S.T Road, Kalina, Santacruz (East), Mumbai - 400 098
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