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Home Loan

Take a step towards owning your dream Home with our New Home Loan offering.

Take a step towards owning your dream home with our New Home Loan offering.

Home Loan

Balance Transfer

Home Decor Finance

Loan Against Property

Personal Loan

Our online Personal Loans of up to ₹30 Lakhs fit your unique needs, whether it's a vacation, a home improvement project, or unexpected medical bills.

Our online Personal Loans of up to ₹15 Lakhs fit your unique needs, whether it's a vacation, a home improvement project, or unexpected medical bills.

Medical Emergency

Home Renovation

Wedding and Celebration

Vacation

Education

Debt Consolidation

Two Wheeler Loan

Get Two-Wheeler Loans at competitive rates with up to 4 years of repayment tenure and a simple documentation process.

Get Two-Wheeler Loans at competitive rates with up to 4 years of repayment tenure and a simple documentation process.

Electric Two Wheeler Loan

Super Bike Loan

Commuter TW Loan

Business Loan

Our flexible loan options provide the financial support to innovate, and achieve your goals.

Our flexible loan options provide the financial support to innovate, and achieve your goals.

SME Loan

Doctor Loan

Chartered Accountant Loan

Professional Loan

Supply Chain Financing

Rural Business Finance

Cultivate a brighter future! We understand the unique needs of rural communities and offer tailored loan solutions to empower your growth. Invest in land, equipment, or livestock with our Rural Loans.Group Loan Interest Rate: 16% to 23.5% per annum (on reducing balance) *Group Loan Weighted Average Interest Rate for Q4 FY 24-25: 22.97% *

Cultivate a brighter future! We understand the unique needs of rural communities and offer tailored loan solutions to empower your growth. Invest in land, equipment, or livestock with our Rural Loans.
Group Loan Interest Rate: 16% to 23.5% per annum (on reducing balance) *
Group Loan Weighted Average Interest Rate for Q4 FY 24-25: 22.97% *

Vikaas Loan (Group Loan)

Vishwas Loan (Group Loan)

Pragati Loan (Group Loan)

Micro Loan Against Property

Farmer Loan

Grow your farm with flexible Farmer Loans tailored to your needs. Enjoy competitive rates, quick approval, and repayment terms that align with your farming cycles.

Cultivate a brighter future! We understand the unique needs of rural communities and offer tailored loan solutions to empower your growth. Invest in land, equipment, or livestock with our Rural Loans.

New Tractor Loan

Agri-Implement Loan

Kisan Suvidha Top Up

Kisan Suvidha Top Up Plus

Refinance Loan

Warehouse Receipt Finance

Loan Against Property

Unlock the potential of your property with an L&T Finance Loan Against Property. Avail a loan ranging upto ₹7.5 Cr. with a tenure of upto 15 years & fund disbursal within 72 hrs. Interest rate starts at 9.60%* p.a.

Unlock the potential of your property with an L&T Finance Loan Against Property. Avail a loan ranging upto ₹7.5 Cr. with a tenure of upto 15 years & fund disbursal within 72 hrs. Interest rate starts at 9.60%* p.a.

Loan Against Property

Micro Loan Against Property

LAP Balance Transfer

LAP Top Up

L&T Finance

Seamless Loans, Simplified Experience

Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More

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FAQs & Support

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How can I repay my two-wheeler loan?

You can repay your two-wheeler loan with a range of options. This includes eNach (Net Banking,... Read More

How do you get the lowest Interest Rate on a Personal Loan?

To secure the lowest Personal Loan interest rate in India, maintain a high credit score, compare lender offers, and choose shorter loan tenures.

Testimonials

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Housing Loan

As a 2nd generation entrepreneur, expanding my PVD coating business was easy with L&T Finance. The process was fast, smooth, with minimal paperwork and the best interest rates. Thanks to PLANET, I can make part payments and withdrawals with ease. They've provided full funding for my growth.

Harsh Gosalia

Pune, Maharashtra

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Housing Loan

Buying a home in Mumbai was always a dream of mine, and L&T Finance has made this dream come true. They offered competitive interest rate, quick approval with easy documentation. I would highly recommend L&T Finance to anyone looking for a reliable home loan provider.

Yadika Hussain

Mumbai

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Business Loan

As a steel and aluminum trader, I needed constant capital post-COVID. L&T Finance's DLOD service impressed me with a seamless, fully digital process. Their executive guided me well, leading to a swift sanction. The competitive interest rate & round the clock transaction facility were game-changers for my business.

Jignesh Solanki

Mumbai

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Housing Loan

L&T Finance made my homeownership and business growth easier! After taking a home loan with another bank, I needed additional funds to expand my business. L&T offered a quick response, pre-approval, & a streamlined process with minimal paperwork. Plus, I received lower interest rate & maximum funding!

Amol Hirawadekar

Mumbai

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Housing Loan

Choosing L&T Finance for our home loan was seamless. The team was supportive, with transparent documentation, quick responses, and competitive rates. Their efficient process made our home-buying journey smooth, and the L&T Emerald’s location, amenities, and security make it the perfect choice for our family.

Amit Chaturvedi

Mumbai, Maharashtra