Loans offered

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Home Loan
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Personal Loan
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Two Wheeler Loan
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Business Loan
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Rural Business Finance
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Farmer Loan
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Loan Against Property
Home Loan
Take a step towards owning your dream Home with our New Home Loan offering.
Take a step towards owning your dream home with our New Home Loan offering.
Personal Loan
Our online Personal Loans of up to ₹30 Lakhs fit your unique needs, whether it's a vacation, a home improvement project, or unexpected medical bills.
Our online Personal Loans of up to ₹15 Lakhs fit your unique needs, whether it's a vacation, a home improvement project, or unexpected medical bills.
Two Wheeler Loan
Get Two-Wheeler Loans at competitive rates with up to 4 years of repayment tenure and a simple documentation process.
Get Two-Wheeler Loans at competitive rates with up to 4 years of repayment tenure and a simple documentation process.
Business Loan
Our flexible loan options provide the financial support to innovate, and achieve your goals.
Our flexible loan options provide the financial support to innovate, and achieve your goals.
Rural Business Finance
Cultivate a brighter future! We understand the unique needs of rural communities and offer tailored loan solutions to empower your growth. Invest in land, equipment, or livestock with our Rural Loans.Group Loan Interest Rate: 16% to 23.5% per annum (on reducing balance) *Group Loan Weighted Average Interest Rate for Q4 FY 24-25: 22.97% *
Cultivate a brighter future! We understand the unique needs of rural communities and offer tailored loan solutions to empower your growth. Invest in land, equipment, or livestock with our Rural Loans.
Group Loan Interest Rate: 16% to 23.5% per annum (on reducing balance) *
Group Loan Weighted Average Interest Rate for Q4 FY 24-25: 22.97% *
Farmer Loan
Grow your farm with flexible Farmer Loans tailored to your needs. Enjoy competitive rates, quick approval, and repayment terms that align with your farming cycles.
Cultivate a brighter future! We understand the unique needs of rural communities and offer tailored loan solutions to empower your growth. Invest in land, equipment, or livestock with our Rural Loans.
Loan Against Property
Unlock the potential of your property with an L&T Finance Loan Against Property. Avail a loan ranging upto ₹7.5 Cr. with a tenure of upto 15 years & fund disbursal within 72 hrs. Interest rate starts at 9.60%* p.a.
Unlock the potential of your property with an L&T Finance Loan Against Property. Avail a loan ranging upto ₹7.5 Cr. with a tenure of upto 15 years & fund disbursal within 72 hrs. Interest rate starts at 9.60%* p.a.

Seamless Loans, Simplified Experience
Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More




FAQs & Support
View all- All
- agri-implement loan(fl)
- area conversion calculator
- balance transfer
- balance transfer(lap)
- business loan
- charted accountant loan
- doctor loans
- farm loan
- final hl foreclosure
- general insurance
- health insurance
- hl prepayment calculator
- home decor finance
- home loan
- home loan amortization calculator
- home loan balance transfer calculator
- home loan balance transfer documents
- home loan fees and charges
- home loan prepayment
- home loan tax benefits calculator
- kisan suvidha (top up)
- kisan suvidha plus
- lap balance transfer calculator
- lap foreclosure calculator
- life insurance
- loan against property
- loan against property fee and charges
- micro lap
- new tractor loan
- personal loan
- personal loan fees and charges
- pragati loan
- professional loan
- refinance loan
- rural loan
- sme loan
- sme loan fees and charges
- supply chain finance
- top up
- top up(lap)
- two wheeler loan
- two wheeler loan fee and charges
- vikaas loan
- vishwas loan
- warehouse receipt finance(farmloan)
Can I prepay my Kisan Suvidha Plus Top-up Loan?
Yes, you can prepay your Kisan Suvidha Plus Top-up Loan. However, a foreclosure charge of 2% of the principal outstanding pl... Read More
What is the Two Wheeler Loan documentation process?
The documentation process involves gathering all necessary documents for a Two Wheeler Loan for all set of customers
How can I repay my two-wheeler loan?
You can repay your two-wheeler loan with a range of options. This includes eNach (Net Banking,... Read More
How do you get the lowest Interest Rate on a Personal Loan?
To secure the lowest Personal Loan interest rate in India, maintain a high credit score, compare lender offers, and choose shorter loan tenures.
How does credit score impact the Two Wheeler Loan interest rates?
A high credit score typically leads to lower interest rates as it indicates low credit risk, while a low score may increase rates due to higher perceived risk by lenders.
What is the current interest rate for a Personal Loan?
At L&T Finance, current Personal Loan interest rates start from 11%* per annum, depending on your creditworthiness and lender.
What are MOD charges on a Home Loan?
MOD (Memorandum of Deposit) charges are fees related to depositing title deeds as security against the Home Loan.
What is a Loan Against Property Foreclosure Calculator?
It is a digital tool designed to estimate the foreclosure charges and savings when you repay your Loan Against Property early.
What is the process for applying for a Two Wheeler Loan?
Applying for a Two Wheeler Loan involves applying with the documents required for a Two Wheeler Loan application, which include identity, address, and income proof. Upon ... Read More
Can I pre-pay my rural Kisan Suvidha Top-up Loan?
Yes, you can foreclose your Kisan Suvidha Top-up Loan. However, you will be charged 2% of the outstanding principal amount plus applicable taxes.
Can I prepay my Kisan Suvidha Plus Top-up Loan?
Yes, you can prepay your Kisan Suvidha Plus Top-up Loan. However, a foreclosure charge of 2% of the principal outstanding pl... Read More
What is the Two Wheeler Loan documentation process?
The documentation process involves gathering all necessary documents for a Two Wheeler Loan for all set of customers
How can I repay my two-wheeler loan?
You can repay your two-wheeler loan with a range of options. This includes eNach (Net Banking,... Read More
How do you get the lowest Interest Rate on a Personal Loan?
To secure the lowest Personal Loan interest rate in India, maintain a high credit score, compare lender offers, and choose shorter loan tenures.
How does credit score impact the Two Wheeler Loan interest rates?
A high credit score typically leads to lower interest rates as it indicates low credit risk, while a low score may increase rates due to higher perceived risk by lenders.
What is the current interest rate for a Personal Loan?
At L&T Finance, current Personal Loan interest rates start from 11%* per annum, depending on your creditworthiness and lender.
What are MOD charges on a Home Loan?
MOD (Memorandum of Deposit) charges are fees related to depositing title deeds as security against the Home Loan.
What is a Loan Against Property Foreclosure Calculator?
It is a digital tool designed to estimate the foreclosure charges and savings when you repay your Loan Against Property early.
What is the process for applying for a Two Wheeler Loan?
Applying for a Two Wheeler Loan involves applying with the documents required for a Two Wheeler Loan application, which include identity, address, and income proof. Upon ... Read More
Can I pre-pay my rural Kisan Suvidha Top-up Loan?
Yes, you can foreclose your Kisan Suvidha Top-up Loan. However, you will be charged 2% of the outstanding principal amount plus applicable taxes.
Can I prepay my Kisan Suvidha Plus Top-up Loan?
Yes, you can prepay your Kisan Suvidha Plus Top-up Loan. However, a foreclosure charge of 2% of the principal outstanding pl... Read More
What is the Two Wheeler Loan documentation process?
The documentation process involves gathering all necessary documents for a Two Wheeler Loan for all set of customers

Housing Loan
As a 2nd generation entrepreneur, expanding my PVD coating business was easy with L&T Finance. The process was fast, smooth, with minimal paperwork and the best interest rates. Thanks to PLANET, I can make part payments and withdrawals with ease. They've provided full funding for my growth.
Harsh Gosalia
Pune, Maharashtra

Housing Loan
Buying a home in Mumbai was always a dream of mine, and L&T Finance has made this dream come true. They offered competitive interest rate, quick approval with easy documentation. I would highly recommend L&T Finance to anyone looking for a reliable home loan provider.
Yadika Hussain
Mumbai

Business Loan
As a steel and aluminum trader, I needed constant capital post-COVID. L&T Finance's DLOD service impressed me with a seamless, fully digital process. Their executive guided me well, leading to a swift sanction. The competitive interest rate & round the clock transaction facility were game-changers for my business.
Jignesh Solanki
Mumbai

Housing Loan
L&T Finance made my homeownership and business growth easier! After taking a home loan with another bank, I needed additional funds to expand my business. L&T offered a quick response, pre-approval, & a streamlined process with minimal paperwork. Plus, I received lower interest rate & maximum funding!
Amol Hirawadekar
Mumbai

Housing Loan
Choosing L&T Finance for our home loan was seamless. The team was supportive, with transparent documentation, quick responses, and competitive rates. Their efficient process made our home-buying journey smooth, and the L&T Emerald’s location, amenities, and security make it the perfect choice for our family.
Amit Chaturvedi
Mumbai, Maharashtra

Micro LAP
We called and the L&T Finance representative came to our house. They quickly completed the formalities and gave us the money really fast so we could use it for our needs. Everything was done digitally. I am grateful to L&T Finance.
Mrs. Kanaga
Handloom Service

Personal Loan
I was aware of L&T Finance Consumer Loans, as I have already benefited from their services in the past. They had even clarified my doubts about T&C and loan process by calling me up at my convenient time. Because of such good support, I decided to take loan again from L&T Finance Personal Loans.
Chirag Mehta
Ahmedabad, Gujarat

SME
The special aspects of L&T Finance SME Loans are their faster turn around time, minimal documentation. I had a very good experience with L&T Finance SME Loans and I recommended it to a lot of my Doctor friends who have equally benefitted.
Dr. Hrishikesh Chevle
Pathologist, Alpine Diagnostics

Housing Loan
I was looking to buy a property and L&T finance Housing Loans stepped in forward to cater to all my demands, the ease of the documentation processes and their commitment to provide disbursement at the earliest. Whatever I asked, the team was there support at every step to get me through.
Mr. Sharad Pandey
Captain, Merchant Navy

Housing Loan
The process of applying L&T Finance Housing loans was a very easy and seamless process. And the credit goes to L&T Finance's entire Housing loan team. They have been extremely helpful & quick response. A very transparent process, the best of the market rates and quick disbursement.
Amit Chaturvedi
Powai, Mumbai