1. How will LTHF decide my Loan eligibility?
2. What is pre-EMI interest?
3. How can I increase my eligibility?
4. What is processing fee?
5. Will the rate change in the future?
6. Can I transfer my existing loan?
7. What is the tax benefit against my loan?
8. While borrowing a Home Loan what are the questions that need to be clarified specially in the context of fixed and floating loans?
9. Can I start paying my EMI even if my loan is partly disbursed?
10. What is the minimum part prepayment amount that I need to pay?
11. Where will I get my provisional/final Interest certificate?
12. Can I convert my floating rate loan to fixed rate loan or vice versa?
13. How does the floating rate change?
14. What is the rate at which I will get Top Up loan?
15. How much loan can I get as Top Up loan?
16. Are there any restrictions on transfer of immovable properties?
17. Does the Agreement for Sale have to be registered?
18. Does the Property have to be insured?
19. What security will I have to provide?
20. Can I repay my LAP ahead of schedule?
21. What are the LTV norms?
22. What is the limit on tenor of loan?
23. What is the work experience criteria?
24. What is the maximum or minimum loan amount that LTHF provides?
25. What is the age criteria?
26. When do I pay PEMI?
27. In case of change of EMI, what is my revised EMI amount?
28. Will my tenure change or there is a change in the EMI if there is change in ROI?
29. Kindly advise the best option for paying EMI?
30. When does repayment start?
31. What is the processing time of loan?
32. What are the eligibility conditions?
33. How will LTHF decide my Loan eligibility?