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Eligibility
Customer SegmentWomen borrowers
Age Criteria20 years - 60 years.


Loan Requirements
Documents
  • Aadhaar Card
  • Voter ID / Ration card / MGNREGA card
Income Assessment
  • As per income generating capacity of customer and co-applicant

Apply With Ease

  • Minimal
    Documentation

    Only KYC documents of customer and co-applicant

  • Eligibility
    Check

    Know your loan eligibility immediately

  • Field
    Verification

    Appraisal at your door-step

  • Cashless Disbursement

    Loan amount transferred directly to your bank account

Creating Women Entrepreneurs with 

Micro Loans


  • Women-Led Businesses
  • Promoting Sustainable Livelihoods
LTFS Micro Loan
  • L&T Finance launched its Micro Loans operations in July 2008. We have since then become one of the leading Micro Loans lenders in India. We are actively involved in enabling the women entrepreneurs of Rural India to build a sustainable livelihood funded through our unsecured Micro Loans.
  • We promote financial inclusion by providing loans to women entrepreneurs of rural India, who are engaged in income-generating trade activities namely dairy, grocery shops, tailoring, and similar allied activities for earning their livelihood.
Micro Loan

An idea can come from anywhere, through anyone. But true progress means transforming the less privileged in low-income groups and creating an environment for them to flourish. Our focus is thus on those who lack the access to banking and related services, but who have the aspirations and find opportunities through adversities. We identify and service these small dreams and turn them into solid success stories through our deep network of professionals with access to the remotest parts of the country.

Empowering Your Goals.

Micro Loans

Micro Loans

I, Lakki Devi, own a small readymade cloth shop and this is my 3rd loan from L&T Finance. Initially I used to sell sarees by travelling one village to another. After taking micro loans from L&T Finance, I expanded my small business and it helped my family.

Lakki Devi (Sarairanjan, Bihar)
Micro Loans

Micro Loans

With this loan, I started a milk business. L&T Finance is very good and the collection agent arrived as per the schedule. I am very proud for taking a loan from L&T Finance.

S Saritha (Tamil Nadu)
Micro Loans

Micro Loans

I have taken my 3rd loan from L&T Finance to run my clothing business. Firstly, I started the business from home and eventually got a rental shop which helped increase my customer base. I was able to grow my business with the help of this loan. Thank you for your on time support.

Minabai Kevat (Kannad, Maharashtra)

Our Achievements

Our Achivements
Our Achivements

Micro Loans

Micro Loans

  • Experienced 50% disbursement growth in FY'22
  • Book Growth of 9% in FY'22

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Frequently Asked Questions

Have more doubts about micro loans? Get all your queries answered here.

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Know More About Micro Loans!

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Vidyanagari Marg, CST Road,
Kalina, Santacruz (E), Mumbai 400 098

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