|Processing Fee||As per scheme applicability|
|NACH charge||0 to ₹ 1500/-|
|Late payment interest||3% per month on overdue EMI|
|Repayment bounce charges||Rs 350/- no taxes|
|Prepayment/ Foreclosure charges||Upto 5 % of prepaid amount + applicable taxes|
|Legal/ Recovery/ Repo/ Parking & other charges||As per actuals|
|Duplicate NOC charges (Charge is applicable for paper copy post 3 free copies per customer)||₹ 250/- + applicable taxes|
|Repayment swap charges (per swap)||₹ 500/- + applicable taxes (applicable only for branch walk-ins)|
|SOA/ RPS/ FC letter & other documents||Nil*|
|ECS, Document & stamp duty charges||As per actuals|
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I am very much satisfied with the loan scheme of L&T finance. They have approved the loan within a very short time and the Yamaha MT bike was one of my dream bikes and I got the bike with support and help of L&T finance and a bit of down payment
I got a loan from L&T Finance. It was a very smooth and easy loan process. I just brought my KYC documents and got loan within five minutes, and the rate of interest is also very low. I am really very pleased with L&T Finance.
I really appreciate the No-Hypothecation scheme in which the interest rate is low and there is no hypothecation in Registration Certificate Card, which makes it a lot easier for the customer during closure of the loan.
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