A Quick Guide On How To Avail A CA Loan In India
Nov 26, 2024 | 4 mins read
Expand your Company Secretary business with L&T Finance Professional (CMA/CS) Loan. Get up to ₹ 75 Lakh without collateral, and with interest rates starting from 11.25%* p.a. Our loans offer repayment terms of up to 60 months with quick approval and disbursal directly into your bank account. Get real-time updates and complete transparency without any hidden charges. Whether you're expanding office, or outsourcing, this loan supports in every stage.
Secure unsecured Professional Loan of up to ₹ 75 Lakh
Competitive interest rate starting at 11.25%* per annum
Repay your loan with tenure of up to 60 months
Get extra funds on your existing loan with overdraft facility
No need for mortgages or additional security for funds
Easy application process for quick loan approval and disbursal
Results generated by the calculator(s) are indicative in nature.
Preferred loan amount
Interest rate (per annum)
Loan tenure (months)
Estimated EMI
per monthInterest payable
₹43,386Applicants must be 24 to 65 years old.
The business should have an annual turnover ranging from ₹ 80 Lakh to ₹ 250 Crore
Your business should have been operational for at least 3 years.
A minimum of 6 months of credit history is required.
Firm / Company: PAN Card, Address Proof and other Applicable Registrations
Proprietor / Partner / Director: PAN Card, Aadhaar Card, Electricity Bill / Rent Agreement / Index II
Latest 2 years Financials: IT Returns, GST Returns, P&L Statement & Balance-Sheet (wherever applicable)
Operative Bank Account Statement for Last 6 months (wherever applicable)
Degree certificate | Certificate of Practice
Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More
Charge Type
Details
Processing Fee:
Up to 3% on sanctioned amount + applicable taxes
EMI Dishonour/Bounce Charge*
*A bounce charge is a charge for
(i) dishonour of any repayment instrument; or
(ii) non-payment of instalment(s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate
As shown in the table below
Penal Charge/Late Payment Charge (LPC):
2% per month (p.m.) on overdue EMI + applicable taxes
*LPC revised from 3% to 2% per month on overdue EMI w.e.f. 4th Dec 2023
*Taxes applicable on LPC w.e.f.1st April 2024
Part Prepayment Charges:
For Term Loan :
Within 6 months of disbursement: Not allowed
Post 6 months of disbursement: 2% + applicable taxes on total part-prepayment amount
For Dropline Overdraft / Hybrid Overdraft : NIL, Part - prepayment of Loan will not amount to limit reduction.
Annual Maintenance Charges (AMC):
For Term Loan : Nil
For Dropline / Hybrid Overdraft: 0.5% + GST (if applicable), on the Dropline limit starting on the 13th Instalment and every anniversary thereafter
Legal / Recovery Charges:
As per actuals
Foreclosure Charges:
Foreclosure not allowed till 6 months from Disbursement:
After 6 months of disbursement: 5% + GST if applicable on outstanding amount for Term Loan on the date of such foreclosure
Prior to 6 months of disbursement: 10% + GST if applicable on outstanding amount for Term Loan on the date of such foreclosure
Repayment Swap Charges (per swap):
₹ 500/- + applicable taxes
Charges for documents:
Nil for digital copy.
Charge for paper copy is ₹ 500/- +GST per statement/letter/ certificate
(Statement of Account/ Repayment Schedule/Foreclosure Letter/No Dues Certificate/Interest Certificate)
*Terms & Conditions Apply. All actual charges will be as per Key Fact Statement (KFS) shared by the company.
1. Apply Online
Click on the "Apply Now" button in the Professional Loan section and fill in the form with your personal details and loan requirement
2. Get in Touch
Our loan representative will contact you and share available loan offers and collect required documents
3. Eligibility and Document check
Our representative will check your eligibility and verify your documents before processing the loan
4. Get Loan Disbursement
Get your loan disbursement directly in your bank account, ensuring fast and seamless access to funds
Yes, you can apply for a CS Loan online through the L&T Finance website or PLANET App. The process is simple and convenient, requiring basic KYC details and income do... Read More
Getting a Professional Loan for CS with a low credit score may be challenging, as the interest rate is risk-based. However, having a co-applicant with a good credit score... Read More
Yes, you can apply for a CS Loan with a co-applicant, improving your chances of approval and possibly securing better loan terms.
A Company Secretary (CS) Loan is a Professional Loan offered to Company Secretaries to support their business growth. This loan can be used for various purposes, such as ... Read More
Benefits include high loan amounts of up to ₹ 75 lakhs, competitive interest rates starting at 11.5%* p.a., flexible tenure of up to 60 months, fast approval, and real-ti... Read More
Yes, you can apply for a CS Loan online through the L&T Finance website or PLANET App. The process is simple and convenient, requiring basic KYC details and income do... Read More
Getting a Professional Loan for CS with a low credit score may be challenging, as the interest rate is risk-based. However, having a co-applicant with a good credit score... Read More
Yes, you can apply for a CS Loan with a co-applicant, improving your chances of approval and possibly securing better loan terms.
A Company Secretary (CS) Loan is a Professional Loan offered to Company Secretaries to support their business growth. This loan can be used for various purposes, such as ... Read More
Benefits include high loan amounts of up to ₹ 75 lakhs, competitive interest rates starting at 11.5%* p.a., flexible tenure of up to 60 months, fast approval, and real-ti... Read More
Yes, you can apply for a CS Loan online through the L&T Finance website or PLANET App. The process is simple and convenient, requiring basic KYC details and income do... Read More
Getting a Professional Loan for CS with a low credit score may be challenging, as the interest rate is risk-based. However, having a co-applicant with a good credit score... Read More
L&T Finance made my homeownership and business growth easier! After taking a home loan with another bank, I needed additional funds to expand my business. L&T offered a quick response, pre-approval, & a streamlined process with minimal paperwork. Plus, I received lower interest rate & maximum funding!
Mumbai
Expanding my business to tier-2 cities was a key goal, and L&T Finance made it possible. Their SME loan process was quick and seamless, with KYC and document upload done in just a few clicks. I can easily track repayments and prepay EMIs anytime, making it a game changer for my business!
Bengaluru, Karnataka
Starting a C&F agency seemed impossible due to funding issues, but L&T Finance made it happen. Their executive guided me through the process, and everything was done online. The loan was processed in 2-3 days, and I now have access to all my loan details on the PLANET App.
Cuttack, Bhubaneswar
Setting up a molecular lab post-pandemic was challenging, but L&T Finance made it possible with quick turnaround, minimal documentation, and competitive rates. Thanks to their support, I expanded services, reduced waiting times, and offered new tests, serving more people efficiently.
Thane, Maharashtra
As a 2nd generation entrepreneur, expanding my PVD coating business was made easy with L&T Finance. The process was fast & smooth, with minimal paperwork & the best interest rates. All documents got digitally uploaded & approved. PLANET App mae part payments & additional withdrawals easy.
Pune, Maharashtra
I was looking to buy a property and L&T finance Housing Loans stepped in forward to cater to all my demands, the ease of the documentation processes and their commitment to provide disbursement at the earliest. Whatever I asked, the team was there support at every step to get me through.
Captain, Merchant Navy
The process of applying L&T Finance Housing loans was a very easy and seamless process. And the credit goes to L&T Finance's entire Housing loan team. They have been extremely helpful & quick response. A very transparent process, the best of the market rates and quick disbursement.
Powai, Mumbai
I spotted an L&T Finance Consumer Loans ad and applied. After my verification call, my request for loan was approved and the loan amount was transferred in the following 24 hours. L&T Finance Personal Loans provided me timely, financial help.
Andheri, Mumbai
I was aware of L&T Finance Consumer Loans, as I have already benefited from their services in the past. They had even clarified my doubts about T&C and loan process by calling me up at my convenient time. Because of such good support, I decided to take loan again from L&T Finance Personal Loans.
Ahmedabad, Gujarat
Nov 26, 2024 | 4 mins read
Nov 18, 2024 | 4 mins read
Nov 18, 2024 | 4 mins read
May 6, 2025 | 4 mins read
Mar 12, 2025 | 4 mins read
Mar 11, 2025 | 4 mins read
Mar 11, 2025 | 4 mins read
Mar 11, 2025 | 4 mins read
Mar 10, 2025 | 4 mins read
Mar 10, 2025 | 4 mins read
Nov 26, 2024 | 4 mins read
Nov 18, 2024 | 4 mins read
Nov 18, 2024 | 4 mins read
May 6, 2025 | 4 mins read
Mar 12, 2025 | 4 mins read
Mar 11, 2025 | 4 mins read
Mar 11, 2025 | 4 mins read
Mar 11, 2025 | 4 mins read
Mar 10, 2025 | 4 mins read
Mar 10, 2025 | 4 mins read
Nov 26, 2024 | 4 mins read
Nov 18, 2024 | 4 mins read
Nov 18, 2024 | 4 mins read
May 16, 2025 | 4 mins watch
May 16, 2025 | 4 mins watch
Nov 23, 2024 | 4 mins watch
May 16, 2025 | 4 mins watch
May 16, 2025 | 4 mins watch
May 16, 2025 | 4 mins watch
May 16, 2025 | 4 mins watch
May 16, 2025 | 4 mins watch
May 16, 2025 | 4 mins watch
Nov 23, 2024 | 4 mins watch
May 16, 2025 | 4 mins watch
May 16, 2025 | 4 mins watch
May 16, 2025 | 4 mins watch
May 16, 2025 | 4 mins watch
May 16, 2025 | 4 mins watch
May 16, 2025 | 4 mins watch
Nov 23, 2024 | 4 mins watch
Secure a Professional Loan with customized terms and up to ₹ 75 Lakh in funding
Quick Links