|Interest rate||24% on reducing balance*|
|Processing fees||1% of loan amount + taxes as applicable|
|Repayment bounce charges||Nil|
|Late payment interest||Nil|
|Legal /Recovery charges||Nil|
* The above interest rates are applicable from 01/01/2016
Only KYC documents of customer and co-applicant
Know your loan eligibility immediately
Appraisal at your door-step
Loan amount transferred directly to your bank account
An idea can come from anywhere, through anyone. But true progress means transforming the less privileged in low-income groups and creating an environment for them to flourish. Our focus is thus on those who lack the access to banking and related services, but who have the aspirations and find opportunities through adversities. We identify and service these small dreams and turn them into solid success stories through our deep network of professionals with access to the remotest parts of the country.
I, Lakki Devi, own a small readymade cloth shop and this is my 3rd loan from L&T Finance. Initially I used to sell sarees by travelling one village to another. After taking micro loans from L&T Finance, I expanded my small business and it helped my family.
With this loan, I started a milk business. L&T Finance is very good and the collection agent arrived as per the schedule. I am very proud for taking a loan from L&T Finance.
I have taken my 3rd loan from L&T Finance to run my clothing business. Firstly, I started the business from home and eventually got a rental shop which helped increase my customer base. I was able to grow my business with the help of this loan. Thank you for your on time support.
Have more doubts about micro loans? Get all your queries answered here.
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