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“Important Information on the L&T Finance Holdings Limited Merger"Click Here

“Important Information on the L&T Finance Holdings Limited Merger"Click Here

“Important Information on the L&T Finance Holdings Limited Merger"Click Here

“Important Information on the L&T Finance Holdings Limited Merger"Click Here

28000

+
Partner Touchpoints

26000

+
Field Force

29000

+
Employees

21

|

1

States | Union territory

2.2

 Cr.+
Customer Database

“AAA”

Rated by CRISIL, ICRA, CARE & India Ratings

About L&T Finance Holdings

Headquartered in Mumbai, L&T Finance Holdings Ltd. is one of the leading Non-Banking Financial Companies in India, with a strong presence across the lending business catering to the diverse financing needs of served and underserved customers. L&T Finance offers Personal loans, Two-Wheeler loans, Home loans, Rural Business loans, Farm loans, and SME loans. At L&T Finance, we are committed to providing customised financial solutions that meet the unique needs of our customers. With a focus on innovation and customer-centricity, we aim to be a trusted partner in our customers' financial journey.

Our Values

Built on four pillars, our culture endeavours to create an indomitable financial organisation

Ambition

We aspire to achieve something more and doing better than we did yesterday.

Ambitionline

Pride

Confidence in our abilities as a stable and sustainable organisation that always contributes to the customer and every stakeholder.

Prideline

Discipline

Creating a culture of results and not reasons, we place responsibility on doing what is right day after day.

Disciplineline

integrity

Integrity beyond honesty, including focus, consistency.

Integrityline

Our Culture

Growtrust_bg

Our Growth Journey

2023

  • L&T Finance Holdings Ltd. (LTFH) has completed the merger of its subsidiaries (L&T Finance Ltd., L&T Infra Credit Ltd., and L&T Mutual Fund Trustee Ltd.) with itself. The Merger is effective December 4, 2023 thereby creating a ‘Single Lending Entity’ housing all lending businesses under one operating Non-Banking Financial Company.

2022

  • Mr S N Subrahmanyan has been appointed as the Director and Chairperson of L&T Finance Holdings. This is in line with L&T’s overall commitment to strengthen its presence in the services area
  • L&T Finance raised its first 200 Cr Sustainability Linked Rupee Loan from the Indian arm of the French multinational investment bank and financial services company - Société Générale

2021

  • L&T Finance Holdings raised over ₹2,998.61 crore through rights issue. The issue was oversubscribed by 15 percent.
  • L&T Finance Holdings announced the merger of L&T Infrastructure Finance Company (LTIFC) and L&T Housing Finance with L&T Finance, all wholly owned subsidiaries of the company
  • L&T Finance won ‘Technology leader of the year - Infra Finance’ in NBFCs at 3rd Quantics BFSI Excellence Awards for its impressive company profile and work
  • L&T Finance Holdings has been awarded the prestigious ‘Best Finance Transformation’ award in SAP ACE awards 2021 in the Disruptor in Best Finance Transformation category for large enterprises
  • L&T Finance Holdings to divest its Mutual Fund business which is in line with the strategic objective of the company of unlocking value from its subsidiaries to strengthen its balance sheet

2020

  • L&T Finance has been recognized as the most Socially Aware Corporate of the Year by the Business Standard Social Excellence Awards 2019, for the scale and gender-inclusive work of its digital-literacy initiative in rural India, Digital Sakhi
  • L&T Infrastructure Finance will provide INR 518 crore term loan to Singapore-based gas major AG&P Group’s Indian arm for developing city gas networks in Rajasthan and Tamil Nadu
  • L&T Infrastructure Finance received $50 million in the first tranche of the $100 million external commercial borrowing from the Beijing-headquartered Asian Infrastructure Investment Bank (AIIB)
  • L&T Finance Holdings gets a nod to raise up to INR 3,000 crore via rights issue to support growth of business verticals like retail and rural finance

2019

  • L&T Finance Holdings and all its lending subsidiaries have AAA rating assigned/reaffirmed by CRISIL, India Ratings, ICRA and CARE, despite the environment of multiple downgrades across the sector.
  • L&T Finance Limited announced the Public Issue of Secured Redeemable Non-Convertible Debentures (Secured NCDs) which was oversubscribed 4.45 times of the base issue size ( 500 crore)
  • L&T Finance Limited announced Tranche 2 of Public Issue of Secured Redeemable Non-Convertible Debentures (NCDs) which was oversubscribed 6.48 times of the base issue size ( 500 crore)
  • L&T Finance Launches ‘Sabse Khaas Loan' for Two-Wheeler Customers L&T Finance Launches „Digital Sakhi‟ in Tamil Nadu
  • IFC leads $550 million ECB investment round in L&T Finance L&T Finance Limited announces Tranche I of Public Issue of Secured Redeemable Non Convertible Debentures (Secured NCDs) which was oversubscribed 3.01 times of the base issue size ( 500 crore)

2018

  • The CII National HR Circle Competition 2018 winner for "Management of Change & Excellence in HRM"
  • Asian Centre Awards for "Best Audit Committee"
  • LTFH and its subsidiaries’ credit ratings upgraded to AAA by ICRA
  • L&T Finance (LTF) opened its 1000th meeting center in Kolkata, West Bengal, for its Micro Loans business
  • L&T Finance Holdings featured in the Forbes India's Super 50 Companies 2018
  • FINNOVITI 2018 Award for “SANGAM”, an Innovation in the Two-wheeler business
  • Wholesale Finance and Infrastructure Debt Fund business won 3 awards at "The Asset Triple A Asia Infrastructure Awards 2018" for Infrastructure Fund Deal of the Year, Airport Deal of the Year and Private Equity M&A Deal of the Year

2017

  • LTFH 2.0 re-defined. Stock Price reaching an all-time high of 200 and ROE of 13.63%
  • Expanding our footprint by commencing our Micro loans business in Assam
  • Awarded the "Best Finance Company in Renewable Energy" at the annual "Central Board of Irrigation & Power Awards"

2016

  • Re-orient strategy to focus on select products and deliver improvement on RoE

2015

  • Total Assets cross 50,000 Cr.
  • Preferential issue of Equity Shares & Warrants to Bain Capital amounting to 708 Cr

2013

  • Maiden issue of preference shares

2012

  • Entry into Housing Finance – acquisition of IPHF
  • Start of 2W Finance – acquisition of FamilyCredit

2011

  • Total Assets cross 20,000 Cr
  • L&T Finance is listed on BSE and NSE
  • LTIF notified as PFI

2010

  • Foray into Mutual Fund business – acquisition of DCAM
  • LTIF secures IFC status, launches Infra Bonds

2009

  • Maiden public issue of NCDs by L&T Finance

2008

  • Total Assets cross 10,000 Cr
  • Start of Microfinance & Loan Against Shares

2007

  • L&T Infra Finance established
  • CV Financing commenced

1994

  • L&T Finance Incorporated
2023
2022
2021
2020
2019
2018
2017
2016
2015
2013
2012
2011
2010
2009
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1994

Our Leadership Team

  • Board of Directors

  • Senior Management

Mr. S. N. Subrahmanyan

Mr. S. N. Subrahmanyan

Non-Executive Director and Chairperson

Mr. Sudipta Roy

Mr. Sudipta Roy

Managing Director & CEO

Mr. Dinanath Dubhashi

Mr. Dinanath Dubhashi

Whole-Time Director

Mr. R. Shankar Raman

Mr. R. Shankar Raman

Non-Executive Director

Mr. S V Haribhakti

Mr. S V Haribhakti

Independent Director

Mr. P V Bhide

Mr. P V Bhide

Independent Director

Mr. Thomas Mathew T

Mr. Thomas Mathew T

Independent Director

Dr. (Mrs.) Rajani R. Gupte

Dr. (Mrs.) Rajani R. Gupte

Independent Director

Dr. R. Seetharaman

Dr. R. Seetharaman

Independent Director

Mr. Pavninder Singh

Mr. Pavninder Singh

Nominee Director

Mr. Sudipta Roy

Mr. Sudipta Roy

Managing Director & CEO

Mr. Sachinn Joshi

Mr. Sachinn Joshi

Chief Financial Officer

Mr. Raju Dodti

Mr. Raju Dodti

Chief Operating Officer

Dr. Rupa Rege Nitsure

Dr. Rupa Rege Nitsure

Chief Economist

Mr. Santosh B. Parab

Mr. Santosh B. Parab

General Counsel

Mr. Sanjay Garyali

Mr. Sanjay Garyali

Chief Executive - Urban Finance

Mr. Abhishek Sharma

Mr. Abhishek Sharma

Chief Executive - SME Finance

Ms. Sonia Krishnankutty

Ms. Sonia Krishnankutty

Chief Executive - Rural Business Finance, Customer Service & Business Operations

Ms. Apurva Rathod

Ms. Apurva Rathod

Company Secretary & Chief Sustainability Officer

Mr. Asheesh Goel

Mr. Asheesh Goel

Chief Executive - Farmer Finance

Our Achievements & Awards

'Best Digital Transformation Initiative of the Year'

Best Digital Transformation Initiative of the Year

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2023

'Fame National Award'

Fame National Award

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2023

'Prestigious Brand of India'

Prestigious Brand of India

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2023

'Best Company in Sustainable CSR'

Best Company in Sustainable CSR

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2023

'Best CSR Initiative'

Best CSR Initiative

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2023

'Most Effective App for Consumer'

Most Effective App for Consumer

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2023

'Best Digital Transformation in Tractor Finance'

Best Digital Transformation in Tractor Finance

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2023

'4th Elets BFSI Game Changer Awards'

4th Elets BFSI Game Changer Awards

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2023

'Best Enterprise Security at the BFSI Technology Conclave 2023'

Best Enterprise Security at the BFSI Technology Conclave 2023

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2023

'Best Mobile App Experience of the Year for the PLANET App'

Best Mobile App Experience of the Year for the PLANET App

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2023

'Best Website Redesign & Experience'

Best Website Redesign & Experience

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2023

'Socio CSR Film Festival'

Socio CSR Film Festival

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2023

'IAMAI's 13th India Digital Award for Digital Sakhi Programme'

IAMAI's 13th India Digital Award for Digital Sakhi Programme

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2023

'Dun & Bradstreet ESG Award for ‘Business Sustainability’'

Dun & Bradstreet ESG Award for ‘Business Sustainability’

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2023

'Social and Business Enterprise Responsible Awards (SABERA) for Digital Sakhi project'

Social and Business Enterprise Responsible Awards (SABERA) for Digital Sakhi project

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2023

'ICAI Sustainability Reporting Awards 2021-22'

ICAI Sustainability Reporting Awards 2021-22

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2023

'ICC Environment Excellence Awards 2022 (Certification of Appreciation)'

ICC Environment Excellence Awards 2022 (Certification of Appreciation)

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2023

'ESG India Leadership Award 2022 for Overall Leadership Skills'

ESG India Leadership Award 2022 for Overall Leadership Skills

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2022

'Mahatma Award for Transparency and Reporting 2022'

Mahatma Award for Transparency and Reporting 2022

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2022

'The Economic Times Infra Focus Awards 2022 - Emerging Infrastructure Debt Financer'

The Economic Times Infra Focus Awards 2022 - Emerging Infrastructure Debt Financer

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2022

'Maharashtra CSR Awards 2022 - 'Digital Sakhi Project''

Maharashtra CSR Awards 2022 - 'Digital Sakhi Project'

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2022

'Socio CSR Film Festival 2022'

Socio CSR Film Festival 2022

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2022

'The Asset Triple A Asia Infrastructure Awards 2020'

The Asset Triple A Asia Infrastructure Awards 2020

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2020

'The Asset Triple A Asia Infrastructure Awards 2020'

The Asset Triple A Asia Infrastructure Awards 2020

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2020

'FICCI Corporate Social Responsibility Award'

FICCI Corporate Social Responsibility Award

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2020

'10th India Digital Awards'

10th India Digital Awards

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2020

'Business Standard Social Excellence Awards'

Business Standard Social Excellence Awards

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2020

'Golden Peacock Award'

Golden Peacock Award

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2020

'Golden Peacock Award'

Golden Peacock Award

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2018

'L&T Finance Holdings featured in the Forbes India's Super 50 Companies 2018'

L&T Finance Holdings featured in the Forbes India's Super 50 Companies 2018

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2018

'FINNOVITI 2018 Award'

FINNOVITI 2018 Award

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2018

'Golden Peacock Award'

Golden Peacock Award

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2017

'RE - Finance Awards'

RE - Finance Awards

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2017

'Oracle Excellence Award'

Oracle Excellence Award

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2017

'Central Board of Irrigation and Power Awards (Govt. of India Organization)'

Central Board of Irrigation and Power Awards (Govt. of India Organization)

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2016

'Middleware Excellence award for "Effective usage of Mobile Cloud Service" at Oracle Open World, San Francisco.'

Middleware Excellence award for "Effective usage of Mobile Cloud Service" at Oracle Open World, San Francisco.

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2015

'Association of Renewable Energy Agencies of States (AREAS)- An MNRE Body Award'

Association of Renewable Energy Agencies of States (AREAS)- An MNRE Body Award

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2015

'Achieved 6th position in Asian Private Banker League Table'

Achieved 6th position in Asian Private Banker League Table

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2015

Digital Sakhi Project

Media Centre

Pause In The Time Of uncertainty- Authored Article by Dr. Rupa Rege Nitsure

Pause In The Time Of uncertainty- Authored Article by Dr. Rupa Rege Nitsure

By Dr. Rupa Rege Nitsure

Publication : Moneycontrol

Read More
Apr 07, 2023
L&T Finance Holdings completes the divestment of its mutual fund business

L&T Finance Holdings completes the divestment of its mutual fund business

By L&T Finance Holdings Limited

Publication : Mint

Read More
Nov 26, 2022
Opinion: Monetary Policy | RBI moves in tandem with global central banks

Opinion: Monetary Policy | RBI moves in tandem with global central banks

By Dr. Rupa Rege Nitsure

Publication : Moneycontrol

Read More
Jun 13, 2022
Views: On Sustainability I Mr. Dinanath Dubhashi, MD & CEO

Views: On Sustainability I Mr. Dinanath Dubhashi, MD & CEO (Financial Express)

By Mr. Dinanath Dubhashi

Publication : Financial Express

Read More
Apr 01, 2022
Opinion: Monetary Policy | RBI continues its flexible approach

Opinion: Monetary Policy | RBI continues its flexible approach

By Dr. Rupa Rege Nitsure

Publication : Moneycontrol

Read More
Feb 10, 2022

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