Kisan Suvidha - L&T Finance

Kisan Suvidha is a pre-approved top-up loan for farmers, allowing you to access extra funds quickly. You can borrow up to ₹ 3.5 lakh, with interest rates starting from 10%* p.a., ensuring you have the resources when it matters the most. Our fully digital process is designed to save you time and hassle. We also offer flexible repayment options that fit your crop cycle and harvesting schedule, making it easier to manage.

Pre Approved Loans

Pre approved top up loan with instant disbursement

Loan Offering

Get a personalised Loan offerings up to ₹ 3.5 Lakh*

Competitive Interest Rate

Repay your loan with easy EMIs and interest rate starting from 10%* p.a.

Loan Tenure

Flexible repayment option with a tenure from 12 to 60 months*

Customised Loan Offerings

Get loans customized to your land size, helping you grow your farm or property easily

Digital Journey

Our fully digital loan application makes getting Loan quick and convenient

No Hidden Charges

Start to finish, our Loan has a transparent process

Faster Disbursement

Receive your loan amount within 48 hours*

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EMI Calculator

Results generated by the calculator(s) are indicative in nature.

Preferred loan amount

1,00,000
3,50,000

Flat Rate

%
10%
19%

Loan tenure (months)

12 months
60 months

Estimated EMI

per month
  • 8,792
  • Interest payable

    5,499

Eligibility & Documents

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Eligibility

Age requirement:

18 years to 65 years

Asset Age:

Maximum up to 10 years (at the end of loan tenure​)

Top up Eligibility

Existing L&T Finance New Tractor Loan customer

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Documents

ID Proof

Aadhaar | PAN card | Voter ID | Driving License |Passport

Address Proof

Aadhar | Voter ID | Driving License |Passport | Latest telephone bill (landline) | Latest electricity bill | Latest bank account statement

Other Documents​

ACH / ECS Mandate

L&T Finance

Seamless Loans, Simplified Experience

Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More

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FAQs & Support

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Can I pre-pay my rural Kisan Suvidha Top-up Loan?

Yes, you can foreclose your Kisan Suvidha Top-up Loan. However, you will be charged 2% of the outstanding principal amount plus applicable taxes.

What Is Kisan Suvidha Loan?

The Kisan Suvidha Loan is a top up pre-approved loan for our existing customers from New Tractor loan. The loan offer is based on the customer's repayment track record and ranges up to ₹ 3.5
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Testimonials

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Farmer Loan

Having a good track record, LTF provided me with a pre-approved loan which was a huge help to my business. The FLS assisted me personally; he answered all queries. My loan was disbursed within 24 hours. I will recommend LTF to my friends & family and will prefer L&T Finance for future loan requirements.

Akshay Kumar Jha

Location here

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Farmer Loan

Having a good track record, LTF provided me with a pre-approved loan which was a huge help to my business. The FLS assisted me personally; he answered all queries. My loan was disbursed within 24 hours. I will recommend LTF to my friends & family and will prefer L&T Finance for future loan requirements.

Sanjay

Location here

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Farmer Loan

My friend recommended LTF since they provide tractor loans at a lower interest rate than others, the loan process is simple, no physical documentation is required, payment was deposited the same day and I received the tractor within a week. My agricultural business has really improved thanks to the LTF.

Narayana G

Telangana

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Farmer Loan

L&T Finance has supported me as a farmer since 2014, helping me finance two tractors and essential equipment. With flexible, crop-based repayments and easy EMI tracking on the PLANET App, my life has been easy. L&T Finance truly empowers us to grow better and manage finances seamlessly.

Satish Hisar

Beri, Haryana

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Farmer Loan

As a third-generation farmer, owning a tractor with L&T Finance's support has transformed our work. The fully digital process made it easy, with swift disbursement and flexible repayment options like EMI Protect. Now, our costs are lower, and farming is efficient. Truly, L&T Finance supports farmer prosperity.

Hardeep Soora

Hisar, Haryana