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Loan Tenure

Loan Tenure

Maximum loan tenure of upto 25 years.

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Maximum Loan Amount

You can avail loans ranging from 20 lakhs to 10 crores.

interest rate options

Interest Rate Options

Floating Interest rates.

lowest down payment

Lowest Down Payment

Get home loans up to 90% of the property value.

lowest down payment

Digitized Process

Seamless online loan processing from start to finish​

lowest down payment

Dedicated Relationship Manager

Expert guidance, every step of the way​

lowest down payment

Self Employed Applicants

Home Loan to Self Employed Customers starting at 8.75%* rate of interest.

lowest down payment

Salaried Applicants

Interest rates 8.65%* onwards.

Get your dream home financed today!

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Apply With Ease

  • Salaried

  • Self Employed

  • Get OTP Verification

  • Enter KYC Details

  • Share Income Documents

  • Share Company Documents

  • Get Loan Eligibility

  • Get OTP Verification

  • Enter KYC Details

  • Share Income Documents

  • Share Company Documents

  • Get Loan Eligibility

Explore On-Going Projects And ProjectsUp For Auction By L&T Finance.

Do More With a 

Home Loan!

  • Self-Construction
  • House Purchase
  • House Improvement
  • House Extension
  • Balance Transfer
  • Composite Loan Scheme
  • Balance Transfer Plus Top-Up
LTFS-home-Loan
  • Want to redo your home? You can avail of the Self-Construction loan for a residential house on a land owned by you.
  • Starting at an interest rate of 8.65%, a home loan could help with purchasing of a property and even Self-Construction of a home.
  • Salaried and non-salaried individuals are both eligible for a home loan.
LTFS-home-Loan
  • Move into your dream house with a loan for ready to move-in houses or even those under Self-Construction.
LTFS-home-Loan
  • Wish to make changes in your home? You can now take a loan to renovate your existing home through repairs and maintenance.
LTFS-home-Loan
  • Take a loan to extend your existing residential unit either by constructing an additional room or even a floor.
LTFS-home-Loan
  • Have you bought a home at a high interest rate? Make use of the balance transfer facility that allows you to transfer your existing home loan from an approved institution and also offers a feature of top up loan.
LTFS-home-Loan
  • This facility helps you finance the purchase of a plot and Self-Construction of residential house there on within a specific time.
LTFS-home-Loan
  • Use the Balance Transfer Plus Top-Up if you have a business of your own, are self-employed professional or non-professional with a regular income programme from only approved financial institutions.

Our Achievements

Our Achivements
Our Achivements

Home Loan And LAP

Home Loan And LAP

  • Disbursements at ₹7545 Cr in FY24
  • Home Loan Approval (login to sanction): 20 minutes against industry average of 2 days

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