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Debt Consolidation

Apply for a Digital Personal Loan of up to ₹ 30 Lakhs with interest rate starting as low as 11% p.a.* for a tenure extending up to 72 months. Get quick access to funds for various purposes with our digitised application process. With quick disbursal, you can meet any urgent financial need. Whether it is for medical expenses, home renovation, travel, or debt consolidation. Apply for a personal loan with minimal documentation today and get quick access to funds.

Easy Disbursement

Avail quick digital disbursals for loan amount up to ₹ 30 lakhs

Quick Loan Approval

Get approval in 2 minutes* ensuring a convenient financing solution

Competitive Interest Rates

Repay your loan with easy EMIs, interest rates starting from 11% p.a.*

Minimum Documentation

Apply for a Personal Loan with minimal documentation

Top Up Available

Eligible customers can get a Top Up Loan on an existing Personal Loan

No collateral required

No security or collateral is required to avail Personal Loan

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EMI Calculator

Results generated by the calculator(s) are indicative in nature.

Preferred loan amount

50,000
30,00,000

Interest rate (per annum)

%
11%
24%

Loan tenure (months)

12 months
72 months

Estimated EMI

per month
  • 4,419
  • Interest payable

    3,029

Eligibility & Documents

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Eligibility

Residency:

Indian resident

Age requirement:

21 years to 58 years

Profession:

Salaried or self-employed individuals

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Documents

Identity Proof

PAN and any one of the following- Aadhaar Card| Driving License | Passport | Voter ID | Job card by NREGA | Letter issued by the National Population Register containing details of name and address

Address Proof

Utility bills (not older than 2 months) | Aadhaar Card | Driving License | Passport | Voter ID etc

Income Proof

Income proofs vary for different professionals across salaried and self employed Link: List of required income documents

L&T Finance

Seamless Loans, Simplified Experience

Download the Planet app for a one stop loan solution with effortless management at your fingertips. Learn More

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FAQs & Support

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How do you get the lowest Interest Rate on a Personal Loan?

To secure the lowest Personal Loan interest rate in India, maintain a high credit score, compare lender offers, and choose shorter loan tenures.

What is the current interest rate for a Personal Loan?

At L&T Finance, current Personal Loan interest rates start from 11%* per annum, depending on your creditworthiness and lender.

Testimonials

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Personal Loan

I have upskilled myself and look forward to starting my own venture soon. Smooth process, disbursement in 15 mins of process completion. Extremely satisfied with the assistance of the Call Center.

Jasbir Kaur

Punjab

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Two Wheeler Loan

Thanks to L&T Finance, the process of buying my dream Bullet was swift and hassle-free. My family is elated, and we couldn’t be happier. Managing my EMI payments & checking the statement of account through the PLANET app is incredibly easy. I’m truly grateful to L&T Finance for making this dream a reality!

Dinesh Patil

Bhiwandi, Maharashtra

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Two wheeler Loan

I am very much satisfied with the loan scheme of L&T finance. They have approved the loan within a very short time and the Yamaha MT bike was one of my dream bikes and I got the bike with support and help of L&T finance and a bit of down payment.

Dhanashwam Taye

Bengaluru, Karnataka

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Two Wheeler Loan

I got a Loan from L&T Finance. It was a very smooth and easy loan process. I just brought my KYC documents and got the loan within five minutes, and the rate of interest is very low. I am really very pleased with L&T Finance.

Pramal Kumar

Bihar

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Business Loan

As a steel and aluminum trader, I needed constant capital post-COVID. L&T Finance's DLOD service impressed me with a seamless, fully digital process. Their executive guided me well, leading to a swift sanction. The competitive interest rate & round the clock transaction facility were game-changers for my business.

Jignesh Solanki

Mumbai

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