Document Checklist

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Salaried Individuals
Professionals
- Self-Employed Professionals (SEP)
Businessman
- Self-Employed Non Professionals (SENP)

Age Proof

PAN Card

Aadhar Card

Address Proof

Passport
Election ID
Utility Bill

Driving Licence
Registered Rent Agreement
Aadhar Card

Photo ID Proof

PAN Card

Aadhar Card

Income Proof

1 year bank statement of salary account

Latest 3 months salary slip

Forms

Important Terms & Conditions
ECS-DD-ACH Mandate (Bank Copy)
Contact Information Change Form

Foreclosure request letter
Part Prepayment Request Letter

Age Proof

PAN Card

Aadhar Card

Address Proof

Passport
Election ID
Utility Bill

Driving Licence
Registered Rent Agreement
Aadhar Card

Photo ID Proof

PAN Card

Aadhar Card

Income Proof

Latest two ITRs both personal and business along with computation of income Advance tax challans if available
Advance tax challans if available

Latest two years P&L accounts and B/S (with schedules) duly certified by a CA - both personal and business
Bank Account Statement (Current and Savings Accounts) required for last 1-year

Age Proof

PAN Card

Aadhar Card

Address Proof

Passport
Election ID
Utility Bill

Driving Licence
Registered Rent Agreement
Aadhar Card

Photo ID Proof

PAN Card

Aadhar Card

Income Proof

Latest 2 years ITRs with computation for the individual applicants and co applicants (When borrower is an individual)
Bank Account Statement (Current and Savings Accounts) required for last 1-year

Latest 2 years audited / C.A. certified profit & loss accounts and balance sheets of the firm / company (When borrower is a firm / company)

Documents

Customer Undertaking

To submit original docs to LTHF within 20 days from date of disbursement

Letter of Authority

Customer authorizing LTHF representative to collect original title docs & mortgage release letter on his behalf from previous Bank/HFC

Irrevocable POA

Required from customer in favor of LTHF empanelled lawyer. POA to be executed on stamp paper of requisite value and should be duly notarized from a notary public

Balance transfer cheque will be handed over to the approved financier Over the Counter (OTC). Customer indemnity will be taken in lieu of the list of documents from the financier.

Salaried Individuals
Professionals
- Self-Employed Professionals (SEP)
Businessman
- Self-Employed Non Professionals (SENP)

Salaried Individuals

Latest salary slips
Bank account statements of the past 3 months
PAN card/Form 60 of all applicants
IT returns

ID proof
Address proof
Document of the property to be mortgaged
Title documents

Self-employed Individuals

Primary Bank account statements of the previous 6 months
PAN card/Form 60 of all applicants
ID proof
Address proof

Income documents like ITR/financial statements
Document of the property to be mortgaged
Title documents

Age Proof

PAN Card
Aadhar Card

Income documents like ITR/financial statements
Document of the property to be mortgaged
Title documents

Address Proof

Passport
Election ID Card
Utility Bill

Driving Licence
Registered Rent Agreement
Aadhar Card

Photo ID Proof

PAN Card
Aadhar Card

Income Proof

Latest 2 years ITRs with computation for the individual applicants and co applicants (When borrower is an individual)
Bank Account Statement (Current and Savings Accounts) required for last 1-year

Latest 2 years audited / C.A. certified profit & loss accounts and balance sheets of the firm / company (When borrower is a firm / company)

Proof of identity and residence
Proof of Income
Property Documents
Other Documents

Proof of identity and residence

PAN
Voter’s ID
Driver’s License

Passport

Proof of Income

CA-attested ITR for previous 3 years (personal & business income)
CA-attested Balance sheets and profit and loss statements for previous 3 years
Savings account and current account statements

Property Documents

Title deeds
Allotment letter/buyer agreement

ID Proof

Passport
Pan Card
Driver's License

Voter's ID
Aadhar Card Along with recent Passport size photographs

Address Proof

Ration Card
Passport
Utility bill

Voter’s ID card
Driving License

Income Proof (if required)

Salaried - Last 3 month's salary slips/ Form 16/Last 3 month's bank statement reflecting salary credits/Salary Certificate
Self Employed - Latest Income Tax Return (ITR)
Bank Statement -Last 3 month's statement is mandatory

Residence Ownership Proof - Not mandatory

Documents

Documents

Pan card
Adhaar Card
Current address proof

Bank statement (optional)

Documents

ID Proof – Primary KYC

Aadhaar
PAN card

Address Proof – Secondary KYC

Voter's ID card
Driving License
Passport

Latest telephone bill (landline)
Latest electricity bill
Latest bank account statement

Land ownership proof

Agricultural land document

ID Proof – Primary KYC

Aadhaar
PAN card

Address Proof – Secondary KYC

Voter's ID card
Driving License
Passport

Latest telephone bill (landline)
Latest electricity bill
Latest bank account statement

Land ownership proof

Agricultural land document

ID Proof – Primary KYC

Aadhaar
PAN card

Address Proof – Secondary KYC

Voter's ID card
Driving License
Passport

Latest telephone bill (landline)
Latest electricity bill
Latest bank account statement

ID Proof – Primary KYC

Aadhaar
PAN card

Address Proof – Secondary KYC

Voter's ID card
Driving License
Passport

Latest telephone bill (landline)
Latest electricity bill
Latest bank account statement

ID Proof – Primary KYC

Aadhaar
PAN card

Address Proof – Secondary KYC

Voter's ID card
Driving License
Passport

Latest telephone bill (landline)
Latest electricity bill
Latest bank account statement

ID Proof – Primary KYC

Aadhaar
PAN card

Address Proof – Secondary KYC

Voter's ID card
Driving License
Passport

Latest telephone bill (landline)
Latest electricity bill
Latest bank account statement

KYC Documents

Firm / Company: PAN Card, Address Proof,GST Registration Certificate (if applicable) and other applicable registrations

Proprietor / Partner / Director: PAN Card, Aadhaar Card, Electricity Bill / Rent Agreement / Index II

Income Documents

Income Tax Returns along with computation for latest 2 years(wherever applicable)
Profit / Loss statement and Balance Sheet for the latest 2 years(wherever applicable)

GST Returns(wherever applicable)

Bank Account Statement

Operative Bank Account Statement for Latest 6 months (wherever applicable)

Documents

KYC Documents

Firm / Company: PAN Card, Address Proof and other Applicable Registrations
Proprietor / Partner / Director: PAN Card, Aadhaar Card, Electricity Bill / Rent Agreement / Index II

Income Documents

Latest 2 years Financials: IT Returns, GST Returns, P&L Statement & Balance-Sheet (wherever applicable)

Bank Account Statement

Operative Bank Account Statement for Latest 6 months (wherever applicable)

Qualification Documents

Degree Certificate

Certificate of Practice

Loan Requirements

Documents

Aadhaar Card
Voter ID / Ration card / MGNREGA card

Voter ID / Ration card / MGNREGA card

Income Assessment

As per income generating capacity of customer and co-applicant

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