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Key Features

Quickest Turn-around-Time (TAT) in the industry

 

Finance available for salaried and self-employed

 

Upto 95% funding of the on-road price*

 

Loan tenure up to 4 years

 

Competitive interest rates and schemes to suit your needs

 

Simple documentation process

 

Avail Loan without Income Proof*

 

Personalised service

 

Pan India branch network

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Riding ahead. Always.

We all like to go places, at our own pace, on our own. At L&T Financial Services (LTFS) we believe that the same philosophy applies when it comes to delivering value for our customers and investors. It has driven us to build a portfolio of services that caters to the needs of every Indian customer across the length and breadth of the country, through an ever-expanding network of branches. We have transformed our professional management and customer-friendly service to assure our customers of one thing – our focus towards delivering happiness during their journey of life.

 

Eligibility Criteria

 

Age requirement: 18 years - 66 years

Borrower
Documents
No income proof
KYC document, residence proof* 2 cheques in case of paper Mandate
Income proof
KYC document, residence proof, Bank statement/ Passbook with 6 months transaction* 2 cheques in case of paper Mandate 

 

Interest Rate

 

Interest rate starting at 7.99%*

 

*Based on the profile and credit worthiness of the borrower

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SMS Based Receipting

SMS Based Receipting

Introducing a new customer friendly service of issuing receipts of your payments through SMS…

EMI Calculator - Two Wheeler Finance

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Schedule of Charges

Charge Type - Two Wheeler
Details

Processing fee

0 to Rs 5000/- + applicable taxes

NACH charge

0 to Rs 1500/-

Late payment interest

3% per month on overdue EMI

Repayment bounce charges

Rs 350/- + applicable taxes if any

Prepayment /Foreclosure charges

Upto 5 % of prepaid amount + applicable taxes

Legal /Recovery /Repo /Parking & other charges

As per actuals

Duplicate NOC charges
(Charge is applicable for paper copy post 3 free copies per customer)

Rs 250/-+ applicable taxes

Repayment swap charges ( per swap)

Rs 500/- + applicable taxes (applicable only for branch walk-ins )

SOA/RPS /FC letter & other documents

Nil

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GET YOUR TWO WHEELER LOAN AT
7.99%*