In this world full of uncertainties, a financial emergency can hit you at any time. At such times, financial aid can be of great help. Fortunately, borrowing a loan is now easier than ever, especially with an online loan app like PLANET App from L&T Finance.
PLANET App (Personalised Lending & Assisted Network) from L&T Finance is a consumer-centric loan app that caters to customers' financial needs. This instant loan app allows you to manage and apply for different types of loans easily, access loan-related documents, and check your credit score. So, if you are looking for the best loan app available online, then the PLANET App is your one-stop solution.
Why PLANET App is the Best Loan App for You?
With over 70 lakh users, PLANET App has proven to be a trusted and reliable platform for all your financial requirements, even urgent ones. A simple and uncomplicated yet quick and secure user experience makes the loan application process an easy task. Apart from this, the L&T Finance loan app, PLANET, has many features that make it the perfect instant loan app for you. Let's take a look at some essential features.
1. One-of-a-kind Personal Loan App
L&T Finance provides different types of loans. With the PLANET App, you can easily apply for any L&T Finance Loan, like Two-Wheeler Loans, Personal Loans, Home Loans, Small and Medium Business Loans, Farm Equipment Loans and Micro Loans.
L&T Finance Personal Loan Features are:
• The loan amount you borrow can be anywhere between Rs. 50,000 and Rs. 25 lakhs
• You can repay the loan you have borrowed in a flexible loan tenure of 12 to 60 months
• The interest rate is attractive
• The processing fee is 0% to 3%
2. Tracking and Managing Your Loans
The PLANET App allows you to keep a check on every active loan in L&T Finance account. Easily track and manage your loans in one place and take control of your finances. With just a few clicks, you can see your active loans, loans you have applied for and their status.
3. Instant Information
Know every detail about your loan at any given moment! Instantly access the disbursed amount, tenure, outstanding amount, transaction history, etc. With more information, you can understand your financial situation better. Power yourself with all the information from the PLANET App!
4. Access to All Loan Documents
You can easily download all loan-related documents like Welcome Letters, Statement of Account, Repayment Schedules, Interest Certificate, NOC Kit and more. These documents are essential to have at your disposal. With the PLANET App, there is no fear of losing any of these necessary documents, as it's all stored on the app and can be downloaded when required.
5. Safety and Security
Safety is of great importance when it comes to your money and critical information. A four-digit MPIN and Biometric Login secure all your transactions in the app. When you know your data is well-protected, you can be relaxed.
6. Payment Reminders and Notifications
Never miss another payment! The PLANET App notifications will remind you about your payments and due dates. With notifications turned on, you can sit back while your personal loan app works to help you stay on track with your payments and dues!
7. Multiple Payment Options
Pay your EMIs on time with the help of the payment option that is most suitable for you! You have various options like a Debit Card, BHIM UPI, Wallets and net banking. When you register on the PLANET App, you can also avail of special offers customised for you.
How to Get the PLANET App?
You can easily download and install the PLANET App. Here is a quick guide on how to do it.
• Go to your App Store or Play Store and find the PLANET by L&T Finance
• Install the app
• Edit the permissions as you deem fit
• Choose a language of your choice
• If you are a first-time user, registration will be required
• Provide your registered mobile number and get it verified
• Set a PIN of your choice
• Log in to your account to explore features or avail offers