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Tap into your property's potential with our Loan Against Property. Get loan amount ranging from ₹30 Lakh* to ₹7 Crore* with a maximum loan tenure of up to 20 years. We provide easy and efficient processing of your loan with quick disbursal. Our property finance offers attractive interest rate and flexible repayment plans, to facilitate your needs of business expansion, education, or any other requirement.

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    Commercial Property Purchase

Loan Offering

Flexible loan options from ₹ 3 Lakh* to ₹ 7 Crore* for your needs

Assisted digital journey

Seamless online journey with personalised assistance at every step

Flexible Repayment Option

Repay your loan with easy EMIs through your preferred repayment method

Maximum loan tenure

Choose a loan tenure from 3 to 20 years, allowing you to repay comfortably over time

Attractive Interest Rates

Benefit from attractive interest rates starting from 9.55%*

Quick & Efficient Processing

Quick funds disbursed within 72 hours* of loan approval

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EMI Calculator

Results generated by the calculator(s) are indicative in nature.

Preferred loan amount

20,00,000
10,00,00,000

Interest rate (per annum)

%
8%
13%

Loan tenure (months)

36 months
360 months

Estimated EMI

per month
  • 64,113
  • Interest payable

    3,08,056

Eligibility & Documents

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Eligibility

Residency:

Indian resident

Age:

Salaried: 23 years to 70 years
Self-employed: 25 years to 70 years

Profession:

Salaried / self-employed professionals and non-professionals

Other:

Can be increased by adding co-applicant income or other verifiable income sources

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Documents

Age Proof

Aadhaar Card | PAN Card | Passport

Address Proof

Utility bills (not older than 2 months) | Aadhaar Card | Driving License | Passport | Voter ID etc

Photo ID Proof

PAN and any one of the following- Aadhaar Card| Driving License | Passport | Voter ID | Job card by NREGA | Letter issued by the National Population Register containing details of name and address

Income Proof

Income proofs vary for different professionals across salaried, non-salaried and self-employed. List of required income documents

Exclusive deals from L&T Realty

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FAQs & Support

View all

Does a Loan Against Property EMI Calculator provide amortisation schedules?

Some advanced tools offer detailed amortisation schedules, breaking down your repayment timeline into interest and principal components.

Where can I submit documents for a loan against property?

You can submit your documents either online via the lender’s portal or physically at the nearest branch. L&T Finance supports both submission methods for borrower con... Read More

Testimonials

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Housing Loan

Buying a home in Mumbai was always a dream of mine, and L&T Finance has made this dream come true. They offered competitive interest rate, quick approval with easy documentation. I would highly recommend L&T Finance to anyone looking for a reliable home loan provider.

Yadika Hussain

Mumbai

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Housing Loan

As a 2nd generation entrepreneur, expanding my PVD coating business was easy with L&T Finance. The process was fast, smooth, with minimal paperwork and the best interest rates. Thanks to PLANET, I can make part payments and withdrawals with ease. They've provided full funding for my growth.

Harsh Gosalia

Pune, Maharashtra

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Business Loan

As a steel and aluminum trader, I needed constant capital post-COVID. L&T Finance's DLOD service impressed me with a seamless, fully digital process. Their executive guided me well, leading to a swift sanction. The competitive interest rate & round the clock transaction facility were game-changers for my business.

Jignesh Solanki

Mumbai

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Housing Loan

L&T Finance made my homeownership and business growth easier! After taking a home loan with another bank, I needed additional funds to expand my business. L&T offered a quick response, pre-approval, & a streamlined process with minimal paperwork. Plus, I received lower interest rate & maximum funding!

Amol Hirawadekar

Mumbai

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Housing Loan

Choosing L&T Finance for our home loan was seamless. The team was supportive, with transparent documentation, quick responses, and competitive rates. Their efficient process made our home-buying journey smooth, and the L&T Emerald’s location, amenities, and security make it the perfect choice for our family.

Amit Chaturvedi

Mumbai, Maharashtra