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How SIP can help achieve your goals

It’s very easy to dream, and you can also make fulfilling your dreams easy by investing in Mutual Funds through Systematic Investment Plan (SIP). An SIP investment can help you save from as little as Rs.500 each month, and it can help you to accumulate a sizeable amount over time to reach your goals.

A good strategy is to identify different types of mutual funds and choose the right mutual fund investment for each financial goal. This way, you can aim for better capital protection and growth based on the time to reach your goal. With proper planning, an SIP can help you beat the effect of inflation on your investments and grow your money effectively over the long term.

Life Goals

Plan Your Retirement
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New Wheels With SIP Appeal
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Plan for yourChildren's Education
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Home, Second Home
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Be prepared, for any weather
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Your Next Vacation Destination
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Retirement

Plan Your Retirement

Why do we work? The answer is simply to provide a steady income for the remainder of our non-working lives. The most important thing is to ensure that the amount you have saved during your working years can grow efficiently and build wealth until you need it. While equities offer greater potential returns, they can also help to overcome the effect inflation to make your long term goals more achievable. Use SIPs to help you plan for a good retirement!

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New wheels with SIP

New Wheels With SIP Appeal

Most of us change our car on average every 5 years. But did you know that an SIP could help you prepare in advance for it? By investing in the right mutual fund scheme that can give you good growth potential and a chance to protect your investment from inflation, you can be ready when the time comes. Start an SIP today and make a smart move towards upgrading your car, and your appeal!

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Child education

Plan for your Children's Education

As a parent you always wish to give your child the best, be it education or the best things you can afford. And that's where an SIP can help you! By choosing the right mutual fund scheme, with an SIP you can make a huge difference to their life and help them achieve more, and go further. Here too, the sooner you begin investing for their future, the more time your money gets to grow so you could end with a larger amount when needed.

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Second home

Home, Second Home

After you've bought your first home, you immediately begin thinking about buying your next one. And you can start planning for it right away! If you have the means, start with small monthly instalments through SIP in the right mutual fund scheme and you can soon be on your way towards owning your second home. The sooner you start, the greater the opportunity for growth of your investments. And also your family's further growing needs!

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Prepared any weather

Be prepared, for any weather

Life is unpredictable, but it could help to prepare in advance. Aside from insurance, it makes sense to also put away some money each month towards your emergency fund. Think of it as your own insurance against job loss or prolonged illness for a couple of months to ensure regular income during such a time. Start an SIP right away with small amounts each month to safeguard any emergency that may occur. It could help to bring less stress further down the line.

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Your next vacation

Your Next Vacation Destination

Who doesn't want to spend their vacation at the most exotic location? With the financial planning for your investments, you can aim for an even better destination! Want to go on a cruise? Or go on a backpacking tour through Tuscany? Maybe even enrol in a scuba diving course! For all your vacation ideas, start an SIP! And remember to start a new SIP for each one. This way you can ensure that you can reach each goal without pinching your pocket!

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SIP Calculator

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  • 08%
  • 10%
  • 12%
  • 15%
Calculate SIP Amount

To aim to achieve your financial goal, you need to invest a monthly SIP amount of

7,911

Benefits of Investing in SIP

Power of saving

Power of saving

The power of saving underlines the essence of making money work if only invested at an early age. The longer one delays in investing, the greater the financial burden to meet desired goals. Saving a small sum of money regularly at an early age makes money work with significant impact on wealth accumulation explained through the illustration below.

Mr. A will need to invest 31,058 per month to match the early starter!

* - Assumed rate of Return

For illustration purposes only. The monthly investment done on the 1st day of every month has been considered. Returns are calculated on a XIRR basis.

Rupee Cost Averaging

Rupee Cost Averaging

Timing the market is a difficult task. Rupee cost averaging is an automatic market-timing mechanism that eliminates the need to time one's investments. Here, one need not worry about where share prices or interest are headed as investment of a regular sum is done at regular intervals; with fewer units being bought in a declining market and more units in a rising market.

Although SIP does not guarantee profit, it can go a long way in minimizing the effects of investing in volatile markets.

Convenience

Convenience

SIP can be easily registered with your financial advisor or through online portal for the fund you choose.

You can have the complete flexibility to decide the interval, amount of SIP and the date for auto debit.

Disciplined Investing

Disciplined Investing

It's the key to investing success. Regular investment makes you disciplined in your savings and also leads to wealth accumulation. Systematic investing is a time-tested discipline that makes it easy to invest automatically.

Investing regularly in small amounts can often lead to better results than investing in a lump sum.

Helps you through Market volatility

Market voltatility

Historically, investors who have persisted through all market conditions have always emerged winners over the long term.

Gives you a Long-term advantage

Long - term advantage

The longer you stay invested, the more time your money earns from compounding for increased growth potential on your investment.

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    SIP OR
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    Should I invest a lump sum in Mutual Fund or should I go the Systematic Investment Plan (SIP) route? - is a dilemma faced by most investors. When you invest a lump sum, you are instantly hostage to market timing.

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