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Charge Type - Consumer Loans Details
Processing Fee Up to 2% of loan amount + applicable taxes
Repayment bounce charges Rs.350/- + applicable taxes if any
Late payment interest 3% per month on overdue EMI
Part Prepayment Charges Up to 5 % of prepaid amount + applicable taxes Upto 25% allowed twice in a year.
Foreclosure Charges 5% of principal outstanding + applicable taxes
Annual Maintenance charges Nil
Legal /Recovery charges As per actuals
Duplicate NOC charges (Charge is applicable for paper copy post 3 free copies per customer) Rs 250/- + applicable taxes
Repayment swap charges (per swap) Rs 500/- + applicable taxes
SOA/RPS /FC letter & other documents Nil
Cooling-off/ look-up period during which Borrower shall not be charged any penalty on prepayment of loan 3 Days
Loan cancellation charges post cooling off period of 3 days 5% + GST on the outstanding loan amount

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Empowering Your Goals.

Consumer Loan

Consumer Loan

I want to share that your customer care system is so caring that the client feels, they are in safe hands. Entire team works in synergy, which I personally appreciate. I thank the entire team for the great work you are doing for your clients.

Vivek Kumar Grover (Delhi) Loan Disbursed in 2 hours
Consumer Loan

Consumer Loan

The process was user friendly and very smooth. Mukesh was very helpful in guiding me through the journey and gave me proper guidance.

Jessie D'souza (Mangalore, Karnataka) Loan Disbursed in 2 hours
Consumer Loan

Consumer Loan

I have upskilled myself and look forward to starting my own venture soon. Smooth process, disbursement in 15 mins of process completion. Extremely satisfied with the assistance of the Call center.

Jasbir Kaur (Punjab) Loan Disbursed in 15 min

Know More About Consumer Loans!

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Do More With Your

Consumer Loans!

  • Multipurpose Loans
Consumer Loan
  • With L&T Finance Consumer Loans you can get personal loans of up to Rs 7 lakhs online. With attractive interest rates and easy online approvals, we provide the fastest and most flexible access to funds that can be used for many major life events and expenses. Whether it’s marriage, home renovation, education, or medical expenses, L&T Finance personal loans can help meet any financial need. Apply online now to make your needs a reality.

Our Achievements

Our Achivements
Our Achivements

Consumer Loans

Consumer Loans

  • Achieved a scale of Rs. 4619 Crore book as of Dec 2022
  • Successfully Catered to over 4,06,421 lakh customers

List Of Our Lending Service Provider (LSP) Sourcing Partners

Frequently Asked Questions

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Locate Us

Corporate Office

Brindavan Building, Plot No 177
Vidyanagari Marg, CST Road,
Kalina, Santacruz (E), Mumbai 400 098

To visit a branch of L&T Finance please Click here

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