When it comes to saving tax, don't be Mr. Late Lateef

It’s in our human nature to procrastinate – be it for want of something better or simply because of our hesitation in taking a decision. Like Mr. Late Lateef, we often tend to put things off until the last minute, which could be beneficial in some situations in our attempt to achieve perfection, but most often it backfires!

READ MORE

 

 

 

Systematic Transfer Plan - Best method to deal with market volatility

Systematic Transfer Plan (STP) is a variant of Systematic Investment Plan (SIP) which is one of the best risk mitigation strategies of the market. The STP is a plan where one invests a lump sum amount in a particular scheme, mostly in a debt fund and then transfer a particular amount to some other scheme (equity fund) in a predetermined interval.

READ MORE

 

 

 

Five easy steps to make yourself investment ready

One of the biggest drawbacks today is the lack of awareness. We often follow what is blindly told to us, either by our parents, friends or financial advisor. Every step that one takes while making decisions, especially financial, must be well thought of.

READ MORE

 

 

 

Five questions to ask before signing a document

Most of us think that asking questions portray lack of knowledge and ignorance, but what it actually shows in curiousness and the eagerness to learn. How many times have we stopped ourselves from asking a question on investments?

READ MORE

 

 

 

Different Types of Debt Funds

Choose your fixed income portfolio as per your goals and investment horizons
1) Overnight Fund^: Investment in overnight securities having a maturity of 1 day
2) Liquid Fund^$: Investing in debt and money market securities with maturity of up to 91 days only

READ MORE

 

 

 

Nomination - An important aspect of investment

Every time you fill up a form for an investment, whether it’s a Fixed Deposit or Insurance, Shares or a Mutual Fund or even if you’re opening a new bank account, there will be a separate section that will ask you to mention a ‘Nominee’. This column is often left blank by a lot of people who are investing or opening an account, but it shouldn’t be, and here’s why.

READ MORE

 

 

Source: PTI, AMFI

Disclaimer – The article (including market views expressed herein) is for general information only and does not have regard to specific investment objectives, financial situation and the particular needs of any specific person who may receive this information. The data/information used/disclosed in the article is only for information purposes and not guaranteeing / indicating any returns. The article provides general information and comparisons made (if any) are only for illustration purposes. Investments in mutual funds and secondary markets inherently involve risks and recipient should consult their legal, tax and financial advisors before investing. Recipient of this document should understand that statements made herein regarding future prospects may not be realized. Recipient should also understand that any reference to the indices/ sectors/ securities/ schemes etc. in the article is only for illustration purpose and are NOT stock recommendation(s) from the author or L&T Investment Management Limited, the asset management company of L&T Mutual Fund (“the Fund”) or any of its associates. Any performance information shown refers to the past and should not be seen as an indication of future returns. The value of investments and any income from them can go down as well as up. The distribution of the article in certain jurisdictions may be restricted or totally prohibited and accordingly, persons who come into possession of the article are required to inform themselves about, and to observe, any such restrictions.

 

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.