Grievance Redressal

Welcome to L&T Financial Services Customer Service.

We are committed to take all necessary steps to resolve your grievances and complaints (including for digital loans) within a reasonable time frame.
You may make use of any of the options listed below to register your grievance or complaint. We would like to reassure you that we will work on resolving the same at the earliest.

You may connect with us through any of the below channels. We will be glad to assist you :

Call Us
You may reach out to our dedicated Customer Service Help Desk Numbers:

Business Contact Numbers Timings
Two-Wheeler/Farm Equipment Finance/Consumer Loan (including for digital loans) +91 72 64 8887 77 9am to 6pm (All days of the week)
Housing/Real Estate Finance/Small Medium Enterprise +91 91 58 0047 77 8.30am to 6.30pm (All days of the week)
Micro Loans + 91 1800 258 7702 9am to 6pm (Monday to Saturday)


Write to Us
You can register your grievance by writing to us at customercare@ltfs.com (Two-Wheeler Finance, Farm Equipment Finance, Consumer Loan (including for digital loans)), customercaresme@ltfs.com (Small Medium Enterprise (SME)) and customerservice@ltfs.com (Housing Finance and Real Estate Finance). Please mention your Loan Account Number and your registered contact details as well as your query or complaint.

Visit us:
Apart from the above options, you can also get in touch with our nearest branch (Our Branches)

In case you are not satisfied with the resolution offered, you can reach out to our representative as per the escalation matrix below :

Escalation Matrix
Level 1:- Customer Service :
Contact Number : Customer Service Helpdesk (as mentioned under Call Us)
Email id : customercare@ltfs.com for Two-Wheeler Finance, Farm Equipment Finance, Consumer Loan (including for digital loans) and Micro Loans, customercaresme@ltfs.com for Small Medium Enterprise (SME) and customerservice@ltfs.com for Housing Finance, Real Estate Finance.

Level 2:- Head GRO /Grievance Redressal Officer/Nodal Officer:

Head GRO details:
Mr. Vinod Varadan
Head – GRO
L&T Finance Ltd,
2nd Floor, "Brindavan Building",
Plot No 177,
C.S.T Road, Kalina,
Santacruz (East), Mumbai - 400 098 Telephone number: 022-62125237
Email id: headgro@ltfs.com
To raise a grievance through our Self Help Options please click here
(GRO office is available on call on all working days i.e., Monday - Friday, 9:30AM to 6:30PM)

Grievance Redressal Officer:
Contact number (GRO) :1800 1020 476,
Email id (GRO) : gro@ltfs.com for Two-Wheeler Finance, Farm Equipment Finance, Consumer Loan (including for Digital Loans), Small Medium Enterprise (SME) and Micro Loans or gro-housing@ltfs.com for Housing Finance, Real Estate Finance


Nodal Officer:
Region Area of Operation Details of the Nodal Officers
Mumbai Maharashtra, Goa, Gujarat, Madhya Pradesh, Chhattisgarh, Union Territories of Dadra and Nagar Haveli, Daman andDiu.
Name: Mr. Pragnesh Patel,
Regional Manager
Branch Office: 1st Floor, Unit No 101 & 104, Ratnaraj Spring, Nr. Navrangpura Bus Stand Navrangpura -380015.
Contact no.: 8655994737
Email id: pragnesh.patel@ltfs.com
Kolkata West Bengal, Sikkim, Odisha, Assam, Arunachal Pradesh, Manipur, Meghalaya, Mizoram, Nagaland, Tripura, Bihar and Jharkhand
Name: Mr. Sumit Kumar Mishra,
Regional Manager
Branch Office: 428/3818, Jaydev Nagar. Bhubaneshwar - 751002.
Contact no. – 8655994734
Email id: sumitkumar.mishra@ltfs.com
New-Delhi Delhi, Uttar Pradesh, Uttarakhand, Haryana, Punjab, Union Territory of Chandigarh Himachal Pradesh, and Rajasthan and State of Jammu and Kashmir.
Name: Mr. Jayant Moharana,
Regional Manager
Branch Office: 5th Floor, DCM Building, 16, Barakhamba Road, Connaught Place, New Delhi 110001.
Contact no. : 8655808899
Email id: jayantmoharana@ltfs.com
Chennai Tamil Nadu, Andaman and Nicobar Islands, Karnataka, Andhra Pradesh, Telangana, Kerala, Union Territory of Lakshadweep and Union Territory of Puducherry.
Name: Mr. R Mukesh Rao,
Regional Manager
Branch Office: KGN Towers, No. 62, 5th Floor, Ethiraj Salai, Egmore, Chennai – 600105.
Contact no. : 8655994735
Email id: RMukeshRao@ltfs.com


Level 3:- Principal Nodal Officer:
Contact number (PNO): 18001038712
Email id : pno@ltfs.com for Two-Wheeler Finance, Farm Equipment Finance, Consumer Loan (including for Digital Loans), Micro Loan, Small Medium Enterprise (SME), Housing Finance and Real Estate Finance.
To raise a grievance through our Self Help Options please click here

If you are still not satisfied with the response received or the complaint / dispute is not redressed within a period of one month, the customer can appeal to Reserve Bank of India by lodging a compliant on https://cms.rbi.org.in/. The salient features of the Integrated Ombudsman Scheme, 2021 (scheme) along with the copy of the Scheme are available on https://www.ltfs.com/companies/lnt-finance/the-Ombudsman-Scheme.html


RBI's Sachet Portal : https://sachet.rbi.org.in/

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