Our strategy: A winning plan

Every investor is different, every investment strategy unique. This level of sharp focus has helped us build wealth for investors and create winning partnerships. Our bespoke Wealth Management strategies identify opportunities tailored to your every requirement keeping in mind your long term aspirations for growth. Our robust execution capability and strong, customer-focused approach ensure that you are always in control. This transformation has allowed us to deliver results that will create a strong foundation for decades.


Our Approach

Holistic and bespoke wealth management enablers for our clients’ goals and aspirations

A client-centric approach assures focus on ‘ client in control ’

Robust execution capabilities and attentive client servicing

Our Philosophy

our philosphy

Personalised Consultation

A Client discovery phase where we do an in-depth analysis to gauge your 

Risk Appetite

Financial Needs


our philosphy

Customized Approach

Customization of personal wealth and forward plan

our philosphy

Unique Strategy

Structure a strategy tailored to your needs and situations

our philosphy

System & Process Driven Execution

Monitor growth and adherence to plans

Control Mechanisms

Reporting and Realignment

System & Processes

Systems & Processes

The objective of our robust reporting system is to


Ensure transparency and ease of access to your investment’s performance on a regular basis


Provide tailored and timely information on a regular and ad-hoc basis


Present monthly and weekly reports, backed by scientific reasoning on funds and investment


Offer regular updates on the economy and persistent follow-up of dynamic markets to lend a comprehensive insight


System capability of consolidating reports across advisors to give a comprehensive view




Our off shore Branch Dubai

Board of Directors

Mr. Dinanath Dubhashi

Non-Executive Director


Mr. Dinanath Dubhashi, Managing Director & Chief Executive Officer of L&T Finance Holdings Limited, serves as a Director on the Board of L&T Capital Markets Limited. With a rich experience of over two decades, he has worked in multiple domains of financial services such as Corporate Banking, Cash Management, Credit Rating, Retail Lending and Rural Finance. He has been with L&T Financial Services since 2007 and has been instrumental in scaling up the retail business operations manifold, across customer segments and geographies.


Under his leadership, LTFH has been transformed into an organization focused on creating superior shareholder value through a sustained increase in Return on Equity (RoE), through decisive strategic choices in businesses, structures and people. Prior to LTFS, he was associated with organizations such as BNP Paribas, CARE Ratings and SBI Capital Markets in various capacities.



He is a Post Graduate from IIM Bangalore and also holds a B.E. (Mechanical) degree.


Mr. Sunil Prabhune

Non-Executive Director


Mr. Sunil Prabhune is the Chief Executive of Rural Finance, which includes Micro Loans, Farm Equipment Finance and Two Wheeler Finance. He also leads the Digital, IT and Analytics strategy for  LTFS.


A harbinger of change, Mr. Prabhune has guided the Farm Equipment Finance business towards enhanced loan book quality, reduced NPAs and strengthening of the collection infrastructure. Digitization of the credit process has enabled the Two-Wheeler Finance business to become a leader in multiple geographies. Mr. Prabhune’s ability to focus on details, while keeping an eye on the larger picture, has aided him in realigning the Micro Loan business, and increasing its national footprint. Under his leadership, the Rural Finance business has evolved into a market leader in multiple segments and geographies.


In his capacity as the Group Head - Digital, IT and Analytics, Mr.Prabhune’s focus is on further enhancing  organizational efficiency and customer experience. Additionally, Mr. Prabhune also leads various inorganic growth initiatives of the organization, in line with the strategy of driving the retailisation of the portfolio.


Mr. Prabhune plays a pivotal role leading the Strategic Cost optimization drive across LTFS, which has helped the organization become more competitive. Previously at LTFS, in his role as the Chief Human Resource Officer , Mr. Prabhune was instrumental in driving the transformational journey of organizational structure and skills, aligning these initiatives to focused execution and  targeted RoEs.


He joined L&T Financial Services in 2013 and has more than two decades of experience in global and regional leadership roles across sectors, particularly in areas of organizational change, transformation management and building capabilities for leadership. He has also headed process efficiency and digitization in his previous roles and has been associated with organizations like ICICI Bank, Novartis, GE, and ICI in various capacities in the past.


Mr. Prabhune is a Gold Medalist in Business Management from Xavier Institute of Management, Bhubaneswar. He is an avid reader and a sports enthusiast.


Mr. Srikanth JR

Non-Executive Director


In his current role at Housing Finance, Mr. Srikanth JR is responsible for driving overall business growth in the Real Estate Finance and Home Loans & LAP verticals. Under his guidance, the Real Estate Finance business has grown significantly in the last one year. He has been with the Group in various verticals such as corporate credit risk, structured corporate finance and SME.


Mr. Srikanth has around two decades of experience in the BFSI segment in various areas like corporate credit risk, commercial loans/capital market products and SME. Previously, he was with BNP Paribas in India and Dubai in various capacities in corporate banking. He also worked with CommerzBank in trade finance operations.


Mr. Srikanth is an MBA from IIM, Lucknow and holds an Engineering degree. He loves reading, movies and is a sports enthusiast. 



Mr. Manoj Shenoy

Chief Executive - Wealth Management


Group Head - Corporate Social Responsibility


Mr. Manoj Shenoy is responsible for driving overall business growth of the Wealth Management business as well as leading the Corporate Social Responsibility vertical for L&T Financial Services. He has been with the business since inception and instrumental in growing the Assets Under Service at a CAGR of 35% in the last 5 years.


Mr. Shenoy is credited with bringing in open architecture, customer centricity and solution oriented products to the business. The Wealth Management business is one of the few wealth management firms in India having a significant and successful business in Dubai. His ability in developing long standing relationships with high-net worth individuals in India, Middle East & South East Asia have led to increased customer wallet share.


Mr. Shenoy has a rich experience of over two decades in the financial services industry in areas of financial planning, private banking, investment banking, stock broking, estate and succession planning. His association with boutique Swiss wealth management firm EFG Bank resulted in the firm growing significantly in India. In his prior roles with Anand Rathi, Mr. Shenoy set up the wealth management, stock broking, retail distribution and investment banking business across South India while in Karvy, he set up the private client group. 


Mr. Shenoy holds a degree in Industrial and Production Engineering. He loves travelling and reading.


Mr. Shuja Siddiqui

Head-Products & Investment Research


Mr. Shuja Siddiqui with a total of 15 years of experience has been with L&T Financial Services since inception and today is the Head of Products and Investment Research. He has been instrumental in setting up the product desk of L&T Finance - Wealth Management.


Prior to working with us, he has worked with a local as well as a MNC bank in the Private Banking space in the investments divisions. He also headed the Products at Motilal Oswal.


He is commerce graduate and MBA Finance from Mumbai University and Sydenham College of Commerce and Economics.



Mr. Sudhindranath Pai

Zonal Director- South


Mr. Sudhindranath Pai K. has more than 25 years of experience in Financial Services industry in India and Singapore. He is a part of founding team for the Private Wealth Management business at L&T Capital Markets.


Prior to joining L&T Financial Services, he was with EFG Bank, an International Private Bank offering Private Wealth Management services in India.


He is a commerce graduate and CFA charter holder from CFA institute USA. 


Mr. Rajesh Chandran

Regional Director- West


Mr. Rajesh Chandran has been part of the L&T Private Wealth team since inception and currently is the Market Head, West, at L&T Capital Markets. He has a rich experience of two decades and has worked with large Ultra HNI client families & corporate treasuries in India. Prior to joining L&T Financial Services, he was with ASK Wealth Advisors & earlier with ICICI Bank.


Mr. Chandran holds a Bachelor’s degree in Science (Electronics) and a Masters in Business Administration with specialization in Finance.


Mr. Rishi Suchdeo

Regional Director- North


Mr. Rishi Suchdeo has more than 17 yrs of work experience out of which more than 12 years is in  Private Banking and Wealth Management. With an exceptional track record of managing and growing client’s portfolio and relationships, he is the Market Head for North based out of Delhi. Rishi and his team have always been appreciated for their risk adjusted return approach and right asset allocation for client’s portfolio.


Prior to working with us, he has worked with Aditya Birla Money Mart-Wealth Management, Kotak Mahindra Bank and HDFC Bank. He is a Science Graduate and holds a Masters degree in Business Administration.


Mr. Bhavnesh Thakkar

Regional Director & Sr. Executive Officer (DIFC)
– International Business


Mr. Bhavnesh Thakkar is currently heading the International Business practice under our Private Wealth Management segment and he is the Senior Executive Officer (SEO) of our DIFC business. Prior to joining LTFS, he was responsible in establishing Karvy Private Wealth’s overseas Wealth Management business and independently setting up the offshore office, and structuring investment routes.


Throughout his 13 years' financial career within organizations like ICICI Bank Ltd, Kotak Mahindra Bank Ltd, IIFL Wealth and Karvy Private Wealth he has built strong first hand expertise in private banking, relationship management, global markets and investment product development.


He has a keen sense of international market jurisdictions and laws, and has translated his knowledge into building successful overseas financial businesses.


He holds a degree from IIM Bangalore on Portfolio and Investment Management and has also completed his management from ICFAI University.