Fund Features

Scheme Classification

An Open Ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months to 12 months.

Objective

To generate reasonable returns primarily through investments in fixed income securities and money market instruments. There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns.

Inception date

December 4, 2010

Fund Managers

Mr. Shriram Ramanathan and Mr. Vikas Garg

Benchmark index

Crisil Short Term Bond Fund Index

SIP availability

Yes

Minimum Investment

Rs. 10,000 and in multiples of Rs.1 thereafter

Minimum Additional Investment: Rs. 1,000 and thereafter in multiples of Rs. 1

Annual Recurring Expenses (Regular Plan)

0.90% (As on 31st May 2019)

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Annual Recurring Expenses (Direct Plan)

0.40% (As on 31st May 2019)

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Note:

The above ratio includes 5 bps of additional expenses.

Apart from the above-mentioned expenses, additional expenses of up to 0.30% of daily net assets of the scheme, in compliance with the conditions prescribed and GST on investment management fees are also being charged.

Entry Load

NIL

Exit Load

If the units redeemed or switched out are upto 10% of the units purchased or switched in ("the limit") within 3 months from the date of allotment: NIL

If the units redeemed or switched out are over and above the limit within 3 months from the date of allotment: 1% of Applicable NAV

If the units redeemed or switched out on or after 3 months from the date of allotment: NIL

Minimum initial application amount

Rs. 10,000 per application.

Minimum additional application amount

Rs. 1,000 and thereafter in multiples of Rs. 1.

Minimum redemption amount/units

Rs. 500 or 50 Units.

Note:

Scheme Information Document, Key Information Memorandum and Application Forms / Transaction Slips available at the ISCs / distributors.

NAV

View Historic NAV

Asset Allocation

Asset Allocation is represented as:

Instruments	Maximum	Minimum	Risk Profile
Instruments	Indicative Allocation (% of net assets)		Risk Profile
Debt Instruments*	100%	0%	Low to Medium
Money Market Instruments^	100%	0%	Low to Medium
Unit issued by REITs and InvITs	10%	0%	Medium to High

*Debt instruments would include all debt securities issued by entities such as banks, companies, public sector undertakings, municipal corporations, body corporates, warrants, equity linked debentures (with no equity component), compulsorily convertible debenture (with
no equity linked returns), capital instruments including Basel III bonds, central government securities, state development loans and UDAY bonds, recapitalization bonds, municipal bonds and G-Sec repos and any other instruments as permitted by regulators from time to time.

^Money Market Instruments would include certificate of deposits, commercial papers, T-Bills, repo, reverse repos and CBLO, bill rediscounting, bills of exchange / promissory notes, standby letter of credit (SBLC) backed commercial papers and government securities having
unexpired maturity of 1 year and such other instruments as eligible from time to time.

Risk Factor

This product is suitable for investors who are seeking*

Generation of reasonable returns over short to medium term

Investment in fixed income securities and money market instruments

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.