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This Father’s Day, let’s celebrate care & selflessnes

Rather than gifting your father an expensive gift this Father’s Day, here are a few tips that are sure to help him financially through the years ahead.
• Set up an emergency fund: The older we get the more unpredictable life gets too. Now help your father prepare for any medical or other emergency.
• Review his investment portfolio: Spend a little time to understand his current and future financial needs and help review and reallocate his portfolio if needed.
• See how you can help him save more in tax: Does your father still have outdated tax saving investments? You could help him invest in ELSS (Equity Linked Savings Scheme), which has the shortest lock-in period of 3 years.
• Ensure that he has adequate medical insurance: The ever-increasing cost of healthcare needs a plan that can keep up. Help him prepare for it.
• Plan to help lower his debt: Large debts like housing loans at a high interest rate can have a huge impact in the long term. If possible, try to transfer the loan to lower the interest burden.
• Draft a will to plan for the future: Estate planning is vitally important in sharing his investments and assets in the future. Help him prepare a will.
• Plan for his grandchildren: Bank FDs are a thing of the past, help him shift to an investment with higher returns potential over the long term for his grandchildren.


Happy Father’s Day


An Investor Education & Awareness Initiative Investors should deal only with Registered Mutual Funds, to be verified on SEBI website under Intermediaries/Market Infrastructure Institutions". Refer www.ltfs.com for details on completing a one-time KYC (Know Your Customer) process, change of details like address, phone number etc. and change of bank details etc. For complaints redressal, either visit www.ltfs.com or SEBI's website www.scores.gov.in Disclaimer: This information is for general information only and does not have regard to particular needs of any specific person who may receive this information. L&T Investment Management Limited, the asset management company of L&T Mutual Fund or any of its associates; does not guarantee/indicate any returns/and shall not be held liable for any loss, expenses, charges incurred by the recipient. The recipient should consult their legal, tax and financial advisors before investing. Recipient of this information should understand that statements made herein regarding future prospects may not be realized or achieved. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.


Disclaimer – This information is for general information only and does not have regard to particular needs of any specific person who may receive this information. L&T Investment Management Limited, the asset management company of L&T Mutual Fund or any of its associates; does not guarantee/indicate any returns/and shall not be held liable for any loss, expenses, charges incurred by the recipient. The recipient should consult their legal, tax and financial advisors before investing. Recipient of this information should understand that statements made herein regarding future prospects may not be realized or achieved.

 

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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