Key Features

Quickest Turn-around-Time (TAT) in the industry


Finance available for salaried and self-employed


Upto 95% funding of the on-road price*


Loan tenure up to 4 years


Competitive interest rates and schemes to suit your needs


Simple documentation process


Avail Loan without Income Proof*


Personalised service


Pan India branch network


*Terms and Conditions apply


Riding ahead. Always.

We all like to go places, at our own pace, on our own. At L&T Financial Services (LTFS) we believe that the same philosophy applies when it comes to delivering value for our customers and investors. It has driven us to build a portfolio of services that caters to the needs of every Indian customer across the length and breadth of the country, through an ever-expanding network of branches. We have transformed our professional management and customer-friendly service to assure our customers of one thing – our focus towards delivering happiness during their journey of life.


Eligibility Criteria


Age requirement: 18 years - 66 years

Documents Borrower
No Income Proof KYC Documents, Photographs, ECS/PDC/Auto Debit Mandate Forms, Residence Proof
Salaried Bank Statement, KYC Documents, Photographs, ECS/PDC/Auto Debit Mandate Forms, Residence Proof
Self - employed Bank Statements, KYC Documents, Photographs, ECS/PDC/Auto Debit Mandate Forms, Residence Proof


Interest Rate


Interest rate starting at 10.75%*


*Based on the profile and credit worthiness of the borrower


EMI Calculator - Two Wheeler Finance

Loan Amount (₹):
Interest Rate % (Per Annum):
Loan Tenure (In Months):
Your Equated Monthly Installment (EMI):
Eligibility & Documentation by L&T Financial Services

Eligibility & Documentation


You can pay the EMI on your bike loan either through ECS (Electronic Clearing System)/auto debit from your bank account or through Post Dated Cheques (PDCs) for the entire repayment period. In case you wish to avail of the ECS/auto debit facility for repayment of your motorcycle loan, please contact your LTF nearest branch.

You can get information such as outstanding loan amount, number of instalments paid or remaining, foreclosure, swapping of repayment mode by calling our toll-free number or visiting our nearest branch.

On payment of all the instalments against your two wheeler finance, L&T Finance will issue a No Objection Certificate (NOC) and a Form 35 to cancel hypothecation of the vehicle. The Regional Transport Office requires an NOC and Form 35 duly signed by the lender for updating the registration book. Your insurance company will also require an NOC from us to make the necessary changes in the policy document. 

No. You cannot sell the vehicle unless you repay the vehicle loan. An NOC is required from the financier before the customer can sell the vehicle.

The first step after the hypothecated motorcycle meets with an accident or is stolen is to lodge an FIR (First Information Report) with the local police station. The customer also needs to inform the insurance company. Thereafter, the customer should visit the nearest L&T Finance branch with a letter, an insurance claim form, a copy of the FIR and the insurance policy / cover note for submitting a claim to the insurance company. The claim is then processed and the insurance company pays the claim amount directly to L&T Finance after issuance of NOC from us.

In case of excess payment, please inform our branch and we will refund/adjust the amount after verifying the claim within a stipulated time.

SMS Based Receipting

SMS Based Receipting

Introducing a new customer friendly service of issuing receipts of your payments through SMS…