Top Up loan

Top Up Loan

Need more funds? Take our Top Up Loan

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Key Features

Loan tenor up to 20 years  

Original sanction amount up to 100% (subject to credit appraisal)

Loan at attractive rate of interest: 1% Higher on The Existing Linked loan

Simple documentation 

 

*Quoted interest rates are as per company pricing policy, the actual rates may vary depending on the credit/Risk profiling and LTV of the customer.

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Top Up Loan

Sometimes life presents you with situations that exceed your financial capacity. In times like these, an additional loan can be of great value. A Top Up Loan is a facility that enables you to take a loan over and above your existing loan, against the mortgage of your property. So when it comes to buying a new car, or a new home appliance, emergency medical bills, or business requirements, you will be prepared.

 

L&T Housing Finance offers to enable you to borrow an additional amount over and above the existing loan against the mortgage of a property.

 

LTHF provides Top Up Loans for:


• Buying of consumer durables / furniture / vehicle
• Finance for children education / marriage
• Meeting medical expenses
• Business requirement
• Any other personal expenses

 

Eligibility criteria:

 

Clean repayment track record of 12 months/24 months

Age : 23 years and upto 62 years on loan maturity

Cap as a percent of original loan is at 10%/20% depending on the repayment track record

 

Loan tenure:


For Salaried : 20 years
For self employed non professionals/professionals: 15 years

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Home Loan EMI Calculator

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Documents & Forms

Other Products

Home Loan

Balance Transfer

Loan Against Property

Real Estate Finance