Home Loan bouquet
You can take the construction loan for a residential house on a land owned by a borrower.
Considering to buy a new property or a re-sale one? We offer loans for ready to move-in houses or even those under construction.
A home is like a mirror that reflects your image. You can now take a loan to get your existing home in good shape through repairs and maintenance.
Take a loan to extend your existing residential unit either by constructing an additional room or even a floor.
The extention should be an increase in FSI.
Have bought a home at a high interest rate? Our balance transfer facility allows you to transfer your existing home loan from an approved institution and also offers a feature of top up loan.
(Please refer to the annexure of the approved institutions)
This facility is to help you finance the purchase of a plot (Refinance the plot amount on start of construction after receipt of sanction plan) and construction of residential house thereon within a specific time.
It is to cater cash intensive business segment & also specifically to cater to the affordable housing customer segment.
Applicable to self employed non-professionals & professional customers based on regular income programme from only approved financial institutions.
Key Features
Loan tenor up to 30 years
Loans ranging from Rs 3 lakh to Rs 10 crore
Attractive rate of interest
Rate Range for Floating Rate Loans:
| Home Loan Salaried | 6.75% to 7.25% |
| Home Loan Self Employed | 7.00% to 7.75% |
Choose from a fixed or floating rate of interest
Home loans upto 90% of property value
Flexible repayment options like Tranche-based EMI and Part Prepayment Scheme
Income-based product offering (Gross Receipt Product, Gross Margin Product, Banking Based Product, etc.)
*Loan tenure is subject to meeting eligibility and age of the applicant
*Quoted interest rates are as per company pricing policy, the actual rates may vary depending on the credit/Risk profiling and LTV of the customer.
Home Loan EMI Calculator
Eligibility Criteria
Indian resident
Salaried or self employed professionals and non-professionals
Age : 23 years and upto 62 years on loan maturity
Actual eligible loan amount is dependent on applicant's income and repaying capacity, age, assets and liabilities cost of the proposed house/flat etc.
Eligibility can be increased by adding other sources of income (Rent, Co-applicant's income, other
regular source of income)
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