Home Loan bouquet
You can take the construction loan for a residential house on a land owned by a borrower.
Considering to buy a new property or a re-sale one? We offer loans for ready to move-in houses or even those under construction.
A home is like a mirror that reflects your image. You can now take a loan to get your existing home in good shape through repairs and maintenance.
Take a loan to extend your existing residential unit either by constructing an additional room or even a floor.
The extention should be an increase in FSI.
Have bought a home at a high interest rate? Our balance transfer facility allows you to transfer your existing home loan from an approved institution and also offers a feature of top up loan.
(Please refer to the annexure of the approved institutions)
This facility is to help you finance the purchase of a plot (Refinance the plot amount on start of construction after receipt of sanction plan) and construction of residential house thereon within a specific time.
It is to cater cash intensive business segment & also specifically to cater to the affordable housing customer segment.
Applicable to self employed non-professionals & professional customers based on regular income programme from only approved financial institutions.
Key Features
Loan tenor up to 30 years
Loans ranging from Rs 3 lakh to Rs 10 crore
Attractive rate of interest
Rate Range for Floating Rate Loans:
| Home Loan Salaried | 7.70% to 8.45% |
| Home Loan Self Employed | 8.10% to 9.00% |
Choose from a fixed or floating rate of interest
Home loans upto 90% of property value
Flexible repayment options like Tranche-based EMI and Part Prepayment Scheme
Income-based product offering (Gross Receipt Product, Gross Margin Product, Banking Based Product, etc.)
*Loan tenure is subject to meeting eligibility and age of the applicant
*Quoted interest rates are as per company pricing policy, the actual rates may vary depending on the credit/Risk profiling and LTV of the customer.
Home Loan EMI Calculator
Eligibility Criteria
Indian resident
Salaried or self employed professionals and non-professionals
Above 23 years and up to 65 years when the loan matures
Actual eligible loan amount is dependent on applicant's income and repaying capacity, age, assets and liabilities cost of the proposed house/flat etc.
Eligibility can be increased by adding other sources of income (Rent, Co-applicant's income, other regular source of income)
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