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Key Features

· Unsecured Loan Upto 50L 

 
 

· Risk based rate of interest starting at 12.5% 

 
 

· Tenure Upto 60 months 

 
 

· Industry Best Decision Time (TAT) 

 
 

· Live Status Updates 

 
 

· No Hidden Charges 

 
 

· Live Application Status Update 

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Practice Loans - Loans for Professionals

 

LTFS is pleased to offer fast and hassle-free loans to grow your professional practice. Our loans are customised for professionals like Doctors, Chartered Accountants and more keen to expand their practice. Our quick and hassle-free, end-to end digital process along with attractive rates of interest and flexible tenures can help you take that next big step you always wanted.

 

To Loans from Rs. 5 Lakh to Rs. 50 Lakh.

 

Document List:


• KYC Documents:


• Firm/Company: PAN Card, Address Proof and Other Applicable Registrations


 • Proprietor/Partner/Director:
PAN Card, Aadhaar Card, Electricity Bill/Rent Agreement/Index II

 

 

• Income Documents:


 • Latest 2 years Financials: IT Returns, Computation Sheet & Balance-Sheet (wherever applicable)

 

 

• Bank Account Statement:


 • Operative Bank Account Statement for Latest 12 months (wherever applicable)

 

 

• Qualification Documents:


 • Degree Certificate


 • Certificate of Practice

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EMI Calculator

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Eligibility Criteria

 

· Age: 26 - 65 years

 

· Graduate Doctors

 

· Minimum Profession Vintage: 3 Years

 

· Minimum 6 months of previous Bureau History

 

 

 

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Fees & Charges

• Interest Rate

 Competitive rates from 12.5-14.5%-  depending on the credit score

 

• Pre-Payment Charges

 2% on principal outstanding plus applicable taxes

 

• Processing Fees

 One-time 2% processing fee is applicable on your loan amount

 

• Bounce Charges

 Rs. 500 bouncing charge (per bounce)

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L&T Housing Finance

Frequently Asked Questions