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Key Features

· Unsecured Loan Upto 50L 


· Risk based rate of interest starting at 12.5% 


· Tenure Upto 60 months 


· Industry Best Decision Time (TAT) 


· Live Status Updates 


· No Hidden Charges 


· Live Application Status Update 


Practice Loans - Loans for Professionals


LTFS is pleased to offer fast and hassle-free loans to grow your professional practice. Our loans are customised for professionals like Doctors, Chartered Accountants and more keen to expand their practice. Our quick and hassle-free, end-to end digital process along with attractive rates of interest and flexible tenures can help you take that next big step you always wanted.


To Loans from Rs. 5 Lakh to Rs. 50 Lakh.


Document List:

• KYC Documents:

• Firm/Company: PAN Card, Address Proof and Other Applicable Registrations

 • Proprietor/Partner/Director:
PAN Card, Aadhaar Card, Electricity Bill/Rent Agreement/Index II



• Income Documents:

 • Latest 2 years Financials: IT Returns, Computation Sheet & Balance-Sheet (wherever applicable)



• Bank Account Statement:

 • Operative Bank Account Statement for Latest 12 months (wherever applicable)



• Qualification Documents:

 • Degree Certificate

 • Certificate of Practice


EMI Calculator

Loan Amount (₹):
Interest Rate % (Per Annum):
Loan Tenure (In Months):
Your Equated Monthly Installment (EMI):

Eligibility Criteria


· Age: 26 - 65 years


· Graduate Doctors


· Minimum Profession Vintage: 3 Years


· Minimum 6 months of previous Bureau History





Fees & Charges

• Interest Rate

 Competitive rates from 12.5-14.5%-  depending on the credit score


• Pre-Payment Charges

 2% on principal outstanding plus applicable taxes


• Processing Fees

 One-time 2% processing fee is applicable on your loan amount


• Bounce Charges

 Rs. 500 bouncing charge (per bounce)

L&T Housing Finance

Frequently Asked Questions