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Key Features

• End to End Digital Journey

• Instant decisioning

• Best-in-Class Sanction TAT

• Live status updates

• Minimal Documentation

• Simplified Application Process

• Attractive Interest Rate

• Transparent Charges


Practice Loans - Loans for Professionals


LTFS is pleased to offer fast and hassle-free loans to grow your professional practice. Our loans are customised for professionals like Doctors, Chartered Accountants and more keen to expand their practice. Our quick and hassle-free, end-to end digital process along with attractive rates of interest and flexible tenures can help you take that next big step you always wanted.


Loans from Rs. 5 Lakh to Rs. 35 Lakh.


Document List:

• KYC Documents:
 • KYC Documents of Firm/Company: PAN Card, Address Proof and Other Applicable Registrations
 • KYC Documents of Proprietor/Partner/Director: PAN Card, Aadhaar Card, Electricity Bill/Rent Agreement/Index II

• Income Documents:
 • Latest 2 years Financials: IT Returns, Computation Sheet & Balance-Sheet (wherever applicable)

• Bank Account Statement:
 • Operative Bank Account Statement for Latest 12 months (wherever applicable)

• Qualification Documents:
 • Degree Certificate
 • Certificate of Practice


EMI Calculator

Loan Amount (₹):
Interest Rate % (Per Annum):
Loan Tenure (In Months):
Your Equated Monthly Installment (EMI):

Eligibility Criteria

• Age: 26 - 65 years

• Turnover: 1cr - 60cr

• Minimum Business Age: 3-5 years


Fees & Charges

• Interest Rate

 Competitive rates from 14.5 -16% depending on the credit score


• Pre-Payment Charges

 2% on principal outstanding plus applicable taxes


• Processing Fees

 One-time 2% processing fee is applicable on your loan amount


• Bounce Charges

 Rs. 500 bouncing charge (per bounce)

L&T Housing Finance

Frequently Asked Questions