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Key Features

• End to End Digital Journey

• Instant decisioning

• Best-in-Class Sanction TAT

• Live status updates

• Minimal Documentation

• Simplified Application Process

• Attractive Interest Rate

• Transparent Charges

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Practice Loans - Loans for Professionals

 

LTFS is pleased to offer fast and hassle-free loans to grow your professional practice. Our loans are customised for professionals like Doctors, Chartered Accountants and more keen to expand their practice. Our quick and hassle-free, end-to end digital process along with attractive rates of interest and flexible tenures can help you take that next big step you always wanted.

 

Loans from Rs. 5 Lakh to Rs. 35 Lakh.

 

Document List:

• KYC Documents:
 • KYC Documents of Firm/Company: PAN Card, Address Proof and Other Applicable Registrations
 • KYC Documents of Proprietor/Partner/Director: PAN Card, Aadhaar Card, Electricity Bill/Rent Agreement/Index II

• Income Documents:
 • Latest 2 years Financials: IT Returns, Computation Sheet & Balance-Sheet (wherever applicable)

• Bank Account Statement:
 • Operative Bank Account Statement for Latest 12 months (wherever applicable)

• Qualification Documents:
 • Degree Certificate
 • Certificate of Practice

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EMI Calculator

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Eligibility Criteria

• Age: 26 - 65 years


• Turnover: 1cr - 60cr


• Minimum Business Age: 3-5 years


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Fees & Charges

• Interest Rate

 Competitive rates from 14.5 -16% depending on the credit score

 

• Pre-Payment Charges

 2% on principal outstanding plus applicable taxes

 

• Processing Fees

 One-time 2% processing fee is applicable on your loan amount

 

• Bounce Charges

 Rs. 500 bouncing charge (per bounce)

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L&T Housing Finance

Frequently Asked Questions