The objective of the FAQs is to provide information about the queries and concerns related to SMB Loans.


What is the minimum business vintage required under SMB?

The minimum business vintage required under SMB is 3-5 years.

Why LTFS Business Loan?

· Simplified Application Process
· Best Interest Rate
· Transparent Charges

How to check loan application status at LTFS?

Real time status update on your registered mobile number for each step of the way.

How to apply for Business Loan at LTFS?

You can run your business without any disruptions by just completing a simple and secure form which takes less than 10 minutes. Then upload the necessary documents and your loan will be approved within just minutes.

Online
Apply online through our website.

Phone
Our customer support team is happy to help you, call us on customer care number at 9158004777 from 9 am to 8 pm Monday to Saturday. You can request a call back too.

Branch
Walk into your nearest branch and apply for a Business Loan.

Who can get a business loan?

We offer Business Loans to both professionals and non-professionals, who are self-employed. Among self-employed professionals, we have exclusive loans for doctors & CAs. These loans are approved quickly and are available at competitive interest rates. The customer segments covered under Business Loans are listed below:

• Sole Proprietorship
• Partnership Firm
• Private Limited Companies
• Closely held Public Limited Companies
• Hospitals, Nursing Homes, Diagnostic Centers, Pathological Labs.

How can I get a Business Loan?

To avail a Business Loan, simply apply online or call 9158004777. You could also e-mail us at smbfinance@ltfs.com or visit any of our branches.

What is the loan amount that can be sanctioned?

Based on your kind of business, income and repayment capability, you can get a loan upto Rs 35 lakhs.
For some of you high profilers, we are happy to look at your loan requirement that may go beyond Rs 35 lakhs

What is the maximum tenure under Practice Loan?

Doctor – 60 months
CA – 60 months *
Non- professionals – 60 months*
* with additional conditions met.