L&T Finance

Our Products

Two Wheeler Finance

Farm Equipment Finance

Real Estate Finance

Micro Loans

Corporate and Structured Finance

Housing Finance

Infrastructure Finance

About Us


Corporate Governance

Resolution Framework 2.0 Policy - MSME
Resolution Framework 2.0 Policy -Individual & Small business
Fair practice code - Marathi
Fair practice code - Kannada
Fair practice code
Fair practice code - Bengali
Fair practice code - Hindi
Policy on Directors Appointment & Remuneration for Directors, KMP and other Employees
Code of Conduct for Non Excecutive Directors
CSR Policy
Internal Guidelines on Corporate Governance
Client Grievance Redressal policy
Policy on Related Party Transactions
Vigil Mechanism Policy
Code of Conduct for Senior Management and Employees
Restriction on cash receipt - Customer Communication

Emergency Credit Line Guarantee Scheme

Emergency Credit Line Guarantee Scheme (ECLGS 1.0)


To mitigate the destress caused due to COVID’19 pandemic, Finance Ministry has introduced a relief scheme called Emergency Credit Line Guarantee Scheme (ECLGS). This initiative is taken to provide credit facilities to individuals for own business purposes/ Business Enterprises /MSMEs

In order to support this initiative and to help revive business operations, L&T Housing Finance Limited/L&T Finance Limited is offering Emergency Credit Line Guarantee Scheme (ECLGS) to its existing eligible customers.


Brief of the scheme:

Term loan up to 20% of the entire outstanding credit as on 29th February 2020

Applicable for all business’s and MSME’s having a total outstanding credit up to 50 Crores as on 29th February 2020.

The scheme is offered for 4 years with 1-year moratorium on principal repayment.

There should not be a payment overdue of more than 60 days with any Financial Institution as on 29th February 2020.

The facility is extended till 31st Mar 2020 or Utilization of 3 lakh crore under this scheme whichever is earlier.

You can contact our nearest branch for more details.

For ECLGS Scheme details. you can visit www.eclgs.com