Are you planning to avail a bike loan
Owing a vehicle is a thought that crosses one’s mind at some point of time. Vehicle has become an essential commodity for almost everyone. Whether it is a convenience of the daily commute, getting groceries from the nearby mall or traveling around the city, two-wheelers are a practical option for most people in India.
Decoding Loan Against Property
Loan Against Property (LAP) is a loan which can be availed by keeping properties (commercial/residential) as collateral. Banks offer fixed as well as floating interest-rate options.
Understanding Affordable Housing
Affordable housing refers to housing units that are affordable by that section of society whose income is below the median household income. In India, affordable housing is provided for low income people, middle income people and economically weaker sections who have considerably low levels of income (urban areas).
Key Facts about Microfinance in India
Microfinance in India plays an important role in delivering credit to people at the bottom of the economic pyramid. Owing to its grass-roots level connect, it is able to support income-generating activities and impact livelihoods in both rural and urban geographies. Furthermore, microfinance acts as a potent tool for empowering women who constitute the largest part of its borrower base, according to the Reserve Bank of India’s September 2020 report, Microfinance: Reaching out to the Bottom of the Pyramid..
Student Housing - The Next Big Real Estate Asset Class?
The education sector in India is growing fast. With the increasing number of students enrolling for higher education each year, student housing is obviously a complimentary product to this growth. Interestingly, the opportunity has come at a time when residential real estate is currently slow and certain developers could bank on this opportunity to transform specific under-construction residential projects into student housing, bringing it under the more lucrative rental-yielding commercial project stream.
Credit Score Awareness
Credit Score is a numerical expression of your creditworthiness. A good credit score assures lenders, like banks and NBFCs, that you are capable of paying back the borrowed amount. It could also entitle you to better deals like lower interest rate, higher credit limit, higher loan amount and longer tenure.