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“Important Information on the L&T Finance Holdings Limited Merger"Click Here

“Important Information on the L&T Finance Holdings Limited Merger"Click Here

“Important Information on the L&T Finance Holdings Limited Merger"Click Here

“Important Information on the L&T Finance Holdings Limited Merger"Click Here

Charge Type - Balance Transfer Top Up LoansDetails
Processing fees and charges
  • The processing fees will amount to up to 1% of the amount borrowed, plus relevant taxes.
Part payment charges
  • Nil charges for individual and floating borrower
  • For all non-individual & fixed rate individual loans 5% of principal outstanding if part payment exceeds 25% in a financial year exclusive of taxes
Foreclosure charges
  • Nil for floating rate individual loans
  • For floating rate non individual & fixed rate individual & non individual loans (MOB <= 12 months
  • 4% of principal outstanding & MOB >= 12 months - 3% of principal outstanding exclusive of taxes)

Start Saving With A Smart Move Today!

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  • Salaried

  • Self Employed

  • Get OTP Verification

  • Enter KYC Details

  • Share Income Documents

  • Share Company Documents

  • Get Loan Eligibility

  • Get OTP Verification

  • Enter KYC Details

  • Share Income Documents

  • Share Company Documents

  • Get Loan Eligibility

Do More With Your

Balance Transfer

  • Lower Interest Rate
  • Purchase Residential Properties
  • Top-Up Loan
LTFS-home-Loan
  • Buying a home can be quite tempting initially. And later on, the interest on your loan could be a burden for you. Now with Balance Transfer to L&T Finance Housing Finance, home buyers can transfer your existing loan from any other financial institution to help you save on interest expenses.
LTFS-home-Loan
  • While you can take a home loan for many other types of properties, a balance transfer is applicable only on residential properties. If you wish to reduce your interest expenses on your existing loan from any other financial institution, you can opt for Balance Transfer with L&T Finance.
LTFS-home-Loan
  • Need a little more to offset your home loan expenses? Balance Transfer allows you to get a Top-Up Loan that can both, allow you to pay a lower interest as well as take care of additional expenses.

Our Achievements

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Home Loan And LAP

Home Loan And LAP

  • Disbursements at ₹2,399 Cr in FY22
  • Home Loan Approval (login to sanction): 20 minutes against industry average of 2 days

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